Institutional Credit Flow to Farmers in Hill


Book Description

The Indian Himalayan Region is divided into North-Eastern and North-Western Himalayan Region that includes 11 states out of which 3 states exist in North-Western Region.Uttarakhand is one of the 3 states embraced by North-Western Himalayan Region.Agriculture is the major occupation in hill region which mainly consists of small and marginal farmers.With saving being negligible among small and marginal farmers, agricultural credit appears to be an essential input for higher production. Although state is having different financial institutions for effective credit support to the farmers but many farmers do not get institutional credit in adequate quantity, at right time, at reasonable cost.Therefore there is need to focus on existing access to formal credit for agricultural purposes by different farmers in hill agriculture of Uttarakhand.The major policy implications of the study are the need to recast the Scale of Finance and to follow by different financial institutions,launch extension programmes regarding credit facilities,expansion of coverage area of financial institutions.




Institutional Credit Supply and Repayment Behaviour of Farmers


Book Description

Capital has been one of the most limiting factors in crop production in developing and underdeveloped countries. Hence, institutional credit has to play a significant role in liberating farmers from the clutches of private moneylenders by providing cheap, adequate and timely credit. However, credit is not an issue of quantity alone; it is a question quality aspects also. So, the increased flow of institutional credit at concessional rates is likely to be accompanied by many related social issues such as inadequacy, agricultural illusion in the form of mis-utilization and diversion of loan, lack of timeliness in credit delivery and high credit transaction costs. The study of the repayment behavior of the farmer borrowers and its determinants assume importance in this context. As the study aims to blend research tools for practical decision making, the study would be of use to researchers, policy makers, developmental agencies, trainers in agricultural banking as well as extension agents working among farmers for their welfare.










Farming Systems and Poverty


Book Description

A joint FAO and World Bank study which shows how the farming systems approach can be used to identify priorities for the reduction of hunger and poverty in the main farming systems of the six major developing regions of the world.




Emerging Issues on Rural Credit


Book Description

Proceedings of the National Workshop on Identifying the Weaknesses in the Structure and Operations of the Rural Credit Institutions, held at Bhubaneswar during 7-8 January 2005; with special reference to Orissa, State, India.




The Indian Journal of Agricultural Economics


Book Description

Vols. include Proceedings of the conference of the Indian Society of Agricultural Economics.




Agricultural Input Subsidies


Book Description

This book takes forward our understanding of agricultural input subsidies in low income countries.




Innovations in rural and agriculture finance


Book Description

Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the “poverty trap.”




Transforming Food Systems for a Rising India


Book Description

This open access book examines the interactions between India’s economic development, agricultural production, and nutrition through the lens of a “Food Systems Approach (FSA).” The Indian growth story is a paradoxical one. Despite economic progress over the past two decades, regional inequality, food insecurity and malnutrition problems persist. Simultaneously, recent trends in obesity along with micro-nutrient deficiency portend to a future public health crisis. This book explores various challenges and opportunities to achieve a nutrition-secure future through diversified production systems, improved health and hygiene environment and greater individual capability to access a balanced diet contributing to an increase in overall productivity. The authors bring together the latest data and scientific evidence from the country to map out the current state of food systems and nutrition outcomes. They place India within the context of other developing country experiences and highlight India’s status as an outlier in terms of the persistence of high levels of stunting while following global trends in obesity. This book discusses the policy and institutional interventions needed for promoting a nutrition-sensitive food system and the multi-sectoral strategies needed for simultaneously addressing the triple burden of malnutrition in India.