FRS 102


Book Description




Insurance and Issues in Financial Soundness


Book Description

This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.







Property and Casualty Insurance Concepts Simplified


Book Description

This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.




Retaliation


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Counseling Unmarried Couples


Book Description

"Counseling Unmarried Couples will give you the tools you need to serve the legal needs of this growing segment of society. It's not just about knowing the legal rules and writing competent agreements; as a lawyer working for unmarried couples, you will need to know how to integrate and interpret the legal rules for your clients in a realistic, comprehensible, and meaningful manner. Only by doing so can you effectively guide your clients, straight and gay, in making wise decision about their homes, their children, and their assets. The fourteen chapters discuss everything that an unmarried couple is likely to encounter, including: living apart, living together, and the option of marriage; financial assets, debts, and insurance; tax consequences, liabilities, and benefits; real estate ownership and management; cohabitation and financial agreements; the rules and practices of parentage; illness and disability planning; estate planning concerns and practices; breaking up: substantive doctrines and procedural tasks. The second edition also features completely new and updated sections covering federal recognition of same-sex marriage, the DOMA ruling, and California's Proposition 8, as well as an entirely revised state law chart. Included is a CD-ROM containing all the documents you'll need to represent these couples, from co-ownership agreements to co-parenting adoptions to sample wills"--Unedited summary from book cover.




Insurance Industry


Book Description




The Insurance Industry


Book Description