IPPFA Retirement Guide


Book Description

UPDATED FOR 2023"IPPFA Retirement Guide" is written for the men and women who serve Illinois as police officers and firefighters under the "downstate" Article 3 and Article 4 pension systems. The book provides both an overview and substantial detail on their well-earned pension benefits. But there is more to retirement income than just pensions. This guide further explores the benefits available from Social Security, public employee deferred compensation, and retiree healthcare savings under allowable provisions of the Internal Revenue Code. Understanding these income sources is key to planning and executing a successful retirement.




Retirement Income for Illinois Fire and Police (Second Edition)


Book Description

Updated for 2017! "Retirement Income for Illinois Fire and Police," written for the men and women in uniform, provides detailed but simple information on the benefits from each public safety pension system, Social Security, and public employee deferred compensation. Illinois police and fire professionals receive retirement income from a variety of sources, most of which differ from their private-sector friends and neighbors. Their pensions are regulated only by the state; there is no federal oversight or insurance. Social Security benefits may be affected by their police and fire earnings. Their deferred compensation is accumulated and paid out under different rules. Understanding the variations and unique situations is necessary to plan and execute a successful retirement. This book is a one-stop shop for retirement benefit information for Illinois state and local police officers and firefighters. Chicago, suburban and downstate, state police, Cook County, other counties, university and college officers, and small-town professionals in the Illinois Municipal Retirement Fund. It's all here.The author then expands the scope to examine how public pension plans are structured and funded and discusses some of the "hot topics" in Illinois. How big of a cost-savings will come from the Tier 2 structure? Do police and fire personnel really not live as long as the rest of us? Will municipal bankruptcy endanger Illinois pensions? What can we all do to protect public pensions in Illinois? And more? This information, plus your own knowledge and experience in Illinois public safety, will greatly enhance your understanding of not only your benefits, but also the public pension issues faced by each department, union, employer and the citizens you protect.













The Investor's Manifesto


Book Description

A timeless approach to investing wisely over an investment lifetime With the current market maelstrom as a background, this timely guide describes just how to plan a lifetime of investing, in good times and bad, discussing stocks and bonds as well as the relationship between risk and return. Filled with in-depth insights and practical advice, The Investor's Manifesto will help you understand the nuts and bolts of executing a lifetime investment plan, including: how to survive dealing with the investment industry, the practical meaning of market efficiency, how much to save, how to maintain discipline in the face of panics and manias, and what vehicles to use to achieve financial security and freedom. Written by bestselling author William J. Bernstein, well known for his insights on how individual investors can manage their personal wealth and retirement funds wisely Examines how the financial landscape has radically altered in the past two years, and what investors should do about it Contains practical insights that the everyday investor can understand Focuses on the concept of Pascal's Wager-identifying and avoiding worst-case scenarios, and planning investment decisions on that basis With The Investor's Manifesto as your guide, you'll quickly discover the timeless investment approaches that can put you in a better position to prosper over time.




Moosewood Restaurant Favorites


Book Description

A scrumptious selection of 250 healthy, (mostly) vegetarian recipes from the restaurant that “has elevated meatless cooking to the level of great cuisine” (James Peterson, James Beard Award–winning author of Sauces). Moosewood Restaurant, founded in 1973, revolutionized vegetarian cooking by introducing delicious soups, satisfying sandwiches, warming casseroles, zesty entrees, spiffy salads, and divine desserts. Moosewood Restaurant Favorites contains 250 of their most requested recipes completely updated and revised to reflect the way they’re cooked now—increasingly vegan and gluten-free, benefiting from fresh herbs, new varieties of vegetables, and the wholesome goodness of newly rediscovered grains. This mouthwatering cookbook includes favorites like: - Red Lentil Soup with Ginger and Cilantro - Sweet-Potato and Black Bean Burrito - The Classic Moosewood Tofu Burger - Caramelized Onion Pie - Peruvian Quinoa Salad - Confetti Kale Slaw - Vegan Chocolate Cake - Moosewood Restaurant Brownies - Apple Spice Cake with Sesame Seeds, and many more Including a guide to natural-cooking techniques and a selection of fish dishes, “this collection of some of Moosewood’s cooks’ and customers’ most admired recipes has something for just about everyone” (Booklist).




Think Like a Nurse


Book Description

Why Use this BookExcellent patient outcomes is the number one goal for all healthcare providers, including nurses. Nurses contribute to improving patient outcomes through excellent nursing care using abilities such as predicting and managing potential complications and decreasing the failure to rescue rate. To meet the goal of excellent patient outcomes, nurses must learn how to think, specifically how to use clinical judgment. However, before a nurse can use clinical judgment, the nurse must first develop clinical judgment. This book does just that! "Think Like a Nurse: A Handbook" unlocks the mystery of thinking like a nurse by providing a step-by-step approach for developing clinical judgment. All nursing students and nurses can benefit from what this book presents. Finally! A book that teaches how to develop clinical judgment!Who Should Use this BookThis book is written as a textbook for use in all levels of pre-licensed nursing education: LPN/LVN, Associate Degree, Baccalaureate Degree, and entry-level Master's Degree students. It can also be used in all RN-to-BSN programs as students revisit the process of developing clinical judgment then learn to apply clinical judgment in community health settings and management in health care. RN-to-BSN students can also use this information as they work with nursing students or orient new staff in the practice setting. This book is also an excellent resource for nursing professional development practitioners and nurse preceptors as they work with new graduates and new nurse hires to expand their application of thinking as a staff nurse.Finally, this book is a critical element for all students enrolled in Master's in Nursing Education programs. Those being educated as faculty in nursing programs and as nursing professional development practitioners must focus on teaching thinking if we are to meet the ultimate goal of improved patient outcomes through excellent nursing care.




The Intelligent Asset Allocator: How to Build Your Portfolio to Maximize Returns and Minimize Risk


Book Description

Time-Tested Techniques - Safe, Simple, and Proven Effective - for Building Your Own Investment Portfolio. "As its title suggest, Bill Bernstein's fine book honors the sensible principles of Benjamin Graham in the Intelligent Investor Bernstein's concepts are sound, his writing crystal clear, and his exposition orderly. Any reader who takes the time and effort to understand his approach to the crucial subject of asset allocation will surely be rewarded with enhanced long-term returns." - John C. Bogle, Founder and former Chief Executive Officer, The Vanguard Group President, Bogle Financial Markets Research Center Author, common Sense on Mutual Funds. "Bernstein has become a guru to a peculiarly '90s group: well-educated, Internet-powered people intent on investing well - and with minimal 'help' from professional Wall Street." - Robert Barker, Columnist, BusinessWeek. "I go home and tell my wife sometimes, 'I wonder if [Bernstein] doesn't know more than me.' It's humbling." - John Rekenthaler, Research Chief, Morningstar Inc. William Bernstein is an unlikely financial hero. A practicing neurologist, he used his self-taught investment knowledge and research to build one of today's most respected investor's websites. Now, let his plain-spoken The Intelligent Asset Allocator show you how to use the time-honored techniques of asset allocation to build your own pathway to financial security - one that is easy-to-understand, easier-to-apply, and supported by 75 years of solid history and wealth-building results.