Know Thine Spending Enemy


Book Description

This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. Smart people, dumb spending: how to overcome the behaviors and habits that are undermining your financial security. Are you spending your money on purpose, or by accident and habit? Ultimately, your current financial situation is the sum result of the many money decisions you make every day. Make more good decisions than bad, and you’ll be comfortable. Too many bad decisions? You’ll struggle. Dumb spending doesn’t stem from lack of knowledge. It’s born of behavior....




Living Rich by Spending Smart


Book Description

As The Millionaire Next Door revealed, and millions of Americans now realize, building wealth isn't just about working harder or what you choose to invest in: it's about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a "financial anorexic," and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.




Is Buying a Home or Renting Right for You?


Book Description

This is the eBook version of the printed book. This Element is an excerpt from Your Money Milestones: A Guide to Making the 9 Most Important Financial Decisions of Your Life (9780137029105) by Moshe A. Milevsky, Ph.D. Available in print and digital formats. Why millions of people should rent, not buy–and keep renting as long as possible! Many individuals should not own a house–or they should at least delay the purchase as long as possible. Anyone that followed this advice in the United States over the last few years, possibly the last few decades, would be much better off today. This is not just me dispensing hindsight. If you consider the spreading of resources over time, you can arrive at the same conclusion. But the reason is not as simple as you might think.




The Complete Cheapskate


Book Description

In need of a Money Makeover? Let America's most popular cheapskate show you how to go from financial chaos to freedom and security--painlessly and in less time than you ever imagined. Mary Hunt has helped thousands live a debt-free life with her popular newsletter, "The Cheapskate Monthly." In The Complete Cheapskate, Mary puts all the very best money advice she has in one place. Becoming a classy, dignified cheapskate is not all that difficult, and Mary shows how with her user-friendly principles of saving, restraint, and living debt-free. This book will teach you how to: - Create--and stick to--a monthly spending plan - Live well off 80% of your income - Climb out--and stay out--of debt's hole - Stretch every dollar to its absolute maximum - Manage savings and investments - Lower bills on clothes, food, and gifts without lowering living standards - Live within a financial plan that includes a margin for fun and spontaneity With hundreds of tips on cutting expenses, The Complete Cheapskate is the indispensable guide for people ready to regain control of their finances, relieve the stress money has created, and prepare for their future.




Among Enemies


Book Description

Each business day, some 35,000 executives, scientists, consultants, and lawyers pass through the nation's airports to destinations across the globe. They carry, along with proprietary documents and computer files, the latest in personal electronic gear. However, carefully watching most of those travelers—beginning the moment they arrive at the airport and often sooner—are uncounted numbers of espionage operatives. These individuals work for foreign intelligence services and economic concerns and seek to separate international business travelers from their trade secrets. To succeed, they use many time-tested techniques to lure unsuspecting travelers into vulnerable or compromising positions. They also employ the latest electronic means to steal business information often at a distance from their prey. This is the 21st century, after all, and economic and industrial espionage have become multibillion-dollar enterprises, utilizing a wide array of the most sophisticated means to obtain proprietary information. Luke Bencie is a veteran of this struggle. He knows intimately the threats business travelers face and how to combat those threats. In Among Enemies: Counter-Espionage for the Business Traveler, Bencie provides everything you need to know to protect yourself and your company from attempted espionage.










Paradoxes of Strategic Intelligence


Book Description

Part of a three part collection in honour of the teachings of Michael I. Handel, one of the foremost strategists of the late 20th century, this collection explores the paradoxes of intelligence analysis, surprise and deception from both historical and theoretical perspectives.




Europe Beyond Your Means


Book Description

"Europe Beyond Your Means" is a hilarious and satirical travel guide focused on understanding Parisian culture and enhancing the overall experience of visiting one of the world's most celebrated cities. Complete with travel suggestions, witty observations and relevant narratives of a nature that you won't find in typical travel literature, this book is guaranteed to augment any visit to Paris. By pointing out the endearing quirks of the French and the throngs of tourists who visit each year, "Europe Beyond Your Means" takes readers through the essential vacation steps of packing, arrival, necessary activities, cultural realizations and the difficult acceptance of having to eventually return home. This book is written for those who seek the most out of travel by trying to grasp the local culture and do not always feel accounted for by guides propagating the widely popular "ten-dollar-a-day" approach. In short, "Europe Beyond Your Means" is a must have companion piece for any erudite traveler to Paris who wants to laugh a little along the way.




Know Thine Enemy


Book Description

This book gives an account of Shirley's trip into Iran as a spy to provide an insight into Iranian character. It is a vivid, firsthand portrait of the clash of Western and Muslim civilizations. The book portrays Iranians in a way different from what the most Americans know about them.