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Life and Health Insurance License Exam Cram

Author : Bisys Educational Services

Publisher : Pearson Education

Page : 605 pages

File Size : 25,3 MB

Release : 2004

Category : Business & Economics

ISBN : 0789732602

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Book Description

If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. Life and Health Insurance License Exam Cram is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You'll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, Life and Health Insurance License Exam Cram is your smartest way to get certified. Please note The CD-ROM and test engine is NOT Mac iOS compatible.







Care Without Coverage

Author : Institute of Medicine

Publisher : National Academies Press

Page : 213 pages

File Size : 17,74 MB

Release : 2002-06-20

Category : Medical

ISBN : 0309083435

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Book Description

Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.



Life & Health Exam Secrets

Author : &. Health Exam Secrets Test Life

Publisher : Mometrix Secrets Study Guides

Page : 0 pages

File Size : 46,65 MB

Release : 2010

Category : Study Aids

ISBN : 9781609719883

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Book Description

***Includes Practice Test Questions*** Life & Health Exam Secrets helps you ace the Life & Health Insurance Exam, without weeks and months of endless studying. Our comprehensive Life & Health Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Life & Health Exam Secrets includes: The 5 Secret Keys to Life & Health Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: Make Predictions, Answer the Question, Benchmark, Valid Information, Avoid Fact Traps, Milk the Question, The Trap of Familiarity, Eliminate Answers, Tough Questions, Brainstorm, Read Carefully, Face Value, Prefixes, Hedge Phrases, Switchback Words, New Information, Time Management, Contextual Clues, Don't Panic, Pace Yourself, Answer Selection, Check Your Work, Beware of Directly Quoted Answers, Slang, Extreme Statements, Answer Choice Families; A comprehensive Life & Health review including: Underwriting Principles, Risk, Contract, Producer/Law Of Agency, Policy, Life Insurance Principles, Classes Of Life Insurance Policies, Premiums, Individual Underwriting By The Insurer, Individual Term Life Insurance, Individual Whole Life Insurance, Individual Flexible Premium Policies, Group Life Insurance, Beneficiaries, Disability Riders, Annuities, Individual Retirement Account, Medical Health Insurance, Common Exclusions From Coverage, Employer Group Health, Small Employer Medical Expense Insurance, Indemnity Plans, Health Maintenance Organization, Preferred Provider Organization, Point Of Service Plan Pos, Exclusive Provider Organizations, Medicare & Medicaid, and much more...



Life & Health Insurance

Author : Kenneth Black

Publisher : Pearson

Page : 1080 pages

File Size : 15,29 MB

Release : 2000

Category : Business & Economics

ISBN :

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Book Description

This current, accurate and detailed industry guide for financial service professionals examines life and health insurance simultaneously from the viewpoints of the buyer, the advisor, and the insurer--providing a comprehensive and unbiased treatise on individual and group life; a forthright appraisal of life and health insurance industry products with careful consideration of the environment; and a complete examination of life insurance company operations and regulation. Bases financial treatment of life insured operations on modern financial theory, and devotes entire chapters to the economics of life and health insurance; individual life and health insurance policies; life and health insurance evaluation; the uses of life and health insurance in personal and business planning; government and employee benefit plans; and the management, operation, and regulation of life insurance companies. Offers a strong global orientation, supporting fundamental concepts with an extensive integration of economic and financial theory and international comparisons, and examines how today's health insurance products fit into a broad framework from a contractual, cost, and performance viewpoints. New chapters on the tax treatment of life and health insurance address such areas as estate planning, retirement planning, and the business uses of life and health insurance. For financial planners, salesmen, actuaries, investment managers, attorneys, CPAs, and other financial service professionals.



Coverage Matters

Author : Institute of Medicine

Publisher : National Academies Press

Page : 204 pages

File Size : 32,65 MB

Release : 2001-10-27

Category : Medical

ISBN : 0309076099

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Book Description

Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.



(2020 Edition) California Life, Accident and Health Insurance Agent License Exam Study Guide with 3 Complete Practice Exams

Author : Leland Chant

Publisher :

Page : 482 pages

File Size : 10,34 MB

Release : 2020-01-02

Category :

ISBN : 9781654245733

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Book Description

Due to the overwhelmingly positive reviews for ASIN B071CNHYWD "Texas Life, Accident & Health Insurance Exam Study Guide" we have introduced a California-specific resource. If you are preparing for your Life and Health Insurance license certification exam (Individual states may formally refer to these lines of authority and the state exams as "Life and Accident & Health," "Life, Annuities, Accident, Health or Sickness," "Life and Disability," or similar), our 2020 edition exam prep book is a great resource to help you learn what will be covered on the exam. This book was written based on the exam content outlines published by California testing providers, and provides the most up-to-date information that will educate you in a streamlined manner to prepare you for the exam. Our content covers only the information you will need to study for the exam (no more, no less), and our number one priority is to help you pass your California state licensing exam on the first attempt. STUDY GUIDE INCLUDES 3 COMPLETE PRACTICE EXAMS - 450 questions with fully explained answers. Life, Accident and Health Insurance subject matter includes: Life Insurance Basics Term & Whole Life Insurance Insurable Interests & Beneficiaries Elements of Insurance Contracts Types of Annuities Accident & Health Insurance Basics Medical Expense Insurance HMO, PPO & POS Plans Deductibles & Copayments Sales, Issuance & Policy Delivery HIPAA & The Affordable Care Act Long-Term Care Our in-depth exam prep book covers Life, Accident and Health Insurance exam subject areas that are common across the country and applicable to all states. It also covers all of the following areas specifically appearing on your actual California State Life, Accident & Health Insurance examination: Contract Law Types of Life Policies Life Policy Riders, Options and Exclusions Taxes, Retirement and Other Insurance Concepts Field Underwriting Procedures Types of Health Policies Health Policy Provisions, Clauses and Riders Group Life Insurance, Retirement Plans and Social Security Disability Senior Health Products Disability Insurance The Insurance Marketplace Join the hundreds of students who have used our Texas resource to pass their exam on the first try, but don't take our word for it. Check out the real reviews and actual screenshots of passing scores for yourself: https://www.amazon.com/dp/B071CNHYWD



Health Insurance is a Family Matter

Author : Institute of Medicine

Publisher : National Academies Press

Page : 296 pages

File Size : 29,66 MB

Release : 2002-09-18

Category : Medical

ISBN : 0309169054

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Book Description

Health Insurance is a Family Matter is the third of a series of six reports on the problems of uninsurance in the United Sates and addresses the impact on the family of not having health insurance. The book demonstrates that having one or more uninsured members in a family can have adverse consequences for everyone in the household and that the financial, physical, and emotional well-being of all members of a family may be adversely affected if any family member lacks coverage. It concludes with the finding that uninsured children have worse access to and use fewer health care services than children with insurance, including important preventive services that can have beneficial long-term effects.



Principles of Insurance

Author : Harriett E. Jones

Publisher : Flmi Insurance Education Program Life Management Oma

Page : 0 pages

File Size : 28,98 MB

Release : 1996

Category : Business & Economics

ISBN : 9780939921744

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Book Description