10,001 Ways to Live Large on a Small Budget


Book Description

A treasury of top-selected submissions to the popular personal finance blog WiseBread.com shares insights on how to enjoy life while living responsibly, in a resource that organizes entries under such headers as shopping in bulk, saving money while going green, and reducing one's mortgage and rent costs. Original.




Big Design, Small Budget


Book Description

As seen on the TODAY Show! Homeowners and renters of all means dream of having a beautiful home. With the lingering recession, many of us have less to work with but still long to live in style. Big Design, Small Budget makes luxury an affordable reality. In this DIY home decorating handbook, Helmuth reveals insider tips and her tried-and-tested methods for designing on a budget. In the past year, Helmuth has shared her affordable design advice and step-by-step approaches with millions through live teaching workshops, guest columns, television appearances, and interviews. Now, she has distilled her expertise into this practical guide. The chapters follow her secret design formula and include creating a design budget, mapping out floor plans, selecting a color palette, and accessorizing like a stylist. It’s time to start living in the home of your dreams without maxing out your credit cards. Learn how with Helmuth’s Big Design, Small Budget!




Living Big on a Small Budget


Book Description

When it comes to money, you really can't take things one day at a time. You must look ahead to the future, and set financial goals, and then create a plan to reach those goals. Once that is done, you start meeting those goals – one day and one step at a time. Don't make the mistake of thinking that you will 'cross that bridge when you get to it.' When it comes to money, you simply cannot do that, or you will find that you will never reach your goals. You must look ahead and see where those bridges are, and start working out how you will cross them long before you get to them! When you finish your education and go to work, you must look ahead to when you will marry. When you marry, you must look ahead to when you will buy a home and have children. You must look ahead to your child's education and their wedding, and you must look ahead to your own retirement – even if it is fifty years away! All of this takes money, and it is money that you need to start gathering right away...not on the day that you need it. In order to plan your financial future successfully, you really must make a basic plan for your life. That plan will most definitely change over the years, but the main parts won't change. For instance, the chances are very good that you will marry and have children. You will almost definitely reach a point where you want to purchase a home. If you have children, they will absolutely need to be educated, and will most likely marry. You will definitely want or need to retire at some point. Those things are not likely to change in your life's plan. So, think ahead through the coming years of your life, and make a financial plan that will help you obtain your goals. The rest of life, with all of its up and downs can then be taken in stride – one day at a time.




The Pocket Idiot's Guide to Living on a Budget


Book Description

Offers advice on saving money, paying off credit cards, and planning, executing, and sticking to a budget




The Broke and Beautiful Life


Book Description

After moving to New York City to become a Broadway actress, Stefanie O'Connell faced one of two inevitabilities when faced with unemployment--spiral into debt or learn how to effectively manage her money. Punctuated with humor, insight, and essential money management lessons, The Broke and Beautiful Life offers practical strategies to make smarter financial decisions today as a means to fulfill the goals and dreams of tomorrow. Specializing in personal finance (with an emphasis on personal), Stefanie engages those who shy away from the word "investing," scoff at the word "budget," and equate interest rates with "snooze fest." She encourages readers to redefine their relationship with money and approach budgeting as an exciting and sexy tool to transform from broke to beautiful while enjoying every step along the way.




Real Life on a Budget


Book Description

Real Life on a Budget is a practical guide to helping you navigate the waters of money management. It features real life budget advice, practical challenges, actionable steps that will help you map out your journey to living and thriving on a budget. If you have been struggling with developing, maintaining, and living on a budget, Real Life on a Budget will help you create a system to better manage your finances and will challenge you to stick to your real life budget. Written by popular personal finance blogger, Jessi Fearon (www.thebudgetmama.com), Real Life on a Budget provides Jessi's real-world budget advice and exercises for every area of managing your household budget. Real Life on a Budget is a powerful tool to help you start living and thriving on a budget.




Big Travel, Small Budget


Book Description

Learn How to Travel Better while Traveling on a Budget To experience the freedom of long-term travel you need to either have a lot of money in your bank account or you have to cut corners and travel uncomfortably to stick to a budget. The Real Struggle is That Travel is Just Too Expensive You know you'd love to travel more, but the typical budget travel advice says you should sleep on the couches of strangers, pile into crowded "chicken" buses, or eat Top Ramen in your hostel dorm room. There has to be a better way to travel cheap over the long-term and save money. Ryan Shauers' new book "Big Travel, Small Budget" helps you look at long-term travel in a whole new way. Based on the lessons learned in nearly three years of travel, this book will show you how to save money traveling and provide you with an inexpensive path to a rich life. Introducing: "Big Travel, Small Budget - How to Travel More, Spend Less, and See the World." This book includes sections on: How much money you really need to have on hand and how long it will last you (it probably isn't as much as you think). How traveling as an overlander can be one of the most liberating (and affordable) ways to travel. How to fly around the country or around the world for pennies on the dollar. How you can move overseas, become a temporary expat, and live nearly rent free thanks to the new sharing economy. How to find lodging for weeks or even months in some of the most desirable places around the world and not pay for it.Your biggest obstacle to achieving your travel dreams (and how to overcome it).And much, much more! Each tactic outlined in this book when used by itself will provide you with a big win, but the synergistic effect when combined is where you can save not just hundreds, but many thousands of dollars. But more important than just saving money is the realization that you can finally make your travel dreams come true, even on a limited budget. It's time to stop putting off your travels for "someday" and some to-be-determined date in the future. Big Travel, Small Budget provides a simple framework that will change your perspective on how you can travel more affordably whether for a few weeks, a few months, or even longer. Scroll to the top of the page and click the "buy now" button to turn your travel dreams into your reality!







The White Coat Investor


Book Description

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!




10,001 Ways to Live Large on a Small Budget


Book Description

Filled with savvy tips on how to live, eat, shop, and have fun on a small budget, 10,001 Ways to Live Large on a Small Budget is a compilation of the juiciest tips from the #1 personal finance blog WiseBread.com, including: 9 Ways to See the World For Free 12 Ways to Live Rent or Mortgage Free 6 Steps to Eliminating Your Debt Painlessly 7 Ways to Score Free Food Bulk Buying 101 10 Killer Ways to Feel Like a Million Bucks 6 Horrible Financial Products to Avoid 7 Beauty Secrets that Cost Almost Nothing 50 Ways to Get the Most Out of Health Care 12 Fabulous Frugal Party Ideas Too many frugal living books focus on the negative, throwing around words such as "sacrifice" and "responsibility" like there was a fire sale at the Boring Store. But the writers at Wise Bread believe the key to financial wellness isn't a ramen-eating, vacation-skipping, fun-depriving life. Far from it. The best way to ensure that readers will stick to a budget is to help them create a lifestyle that is as much fun as it is practical.