Living Within Your Means - A Practical Guide to Financial Freedom


Book Description

Struggling to make ends meet and living paycheck to paycheck? There is hope! Discover how you can experience financial freedom. Learn to identify your true needs, understand your real expenses and create a plan that will allow you to get ahead.




Living with Less


Book Description

"In Living with less, Joshua will guide you through biblical teachings on possessions and his own personal experience with minimalism--living with only the essential ... This book will challenge you to spend your hours, energy, and resources in ways that draw you closer to the heart of Jesus."--Page 4 of cover.




The Debt Delusion


Book Description

‘Governments should spend no more than their tax income.’ Most people in Europe and North America accept this statement as simple common sense. It resonates with the deeply engrained economic metaphors that dominate public discourse, from ‘living within your means’ to ‘balancing the budget’ – all necessary, or so conventional wisdom holds, to avoid the dangers of debt, taxation and financial ruin. This book shows how these homely metaphors constitute the ‘debt delusion’: a set of plausible-sounding yet false ideas that have been used to justify damaging austerity policies. John Weeks debunks these myths, explaining the true story behind public spending, taxation, and debt, and their real function in the management of our economies. He demonstrates that disputes about public finances are not primarily technical matters best left to specialists and experts, as many politicians would have us believe, but rather fundamentally questions about our true political priorities. Requiring no prior economic knowledge, this is an ideal primer for anyone wishing to cut through the rhetoric and misinformation that dominate political debates on economics and become an informed citizen.




Clever Girl Finance


Book Description

Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.




Living Within Your Means


Book Description

Living within your means and embracing financial reality is not just about managing money; it's about transforming your mindset and prioritizing what truly matters in life. It's about breaking free from the cycle of comparison, debt, and societal pressure and instead forging your path towards financial freedom and fulfillment. By acknowledging and accepting your unique financial situation, you can regain control over your finances and make informed decisions that align with your values and goals. It's about recognizing that true wealth is not measured by material possessions or appearances but by peace of mind, contentment, and the ability to live authentically. Embracing financial reality requires honesty, discipline, and a willingness to make necessary changes. It means letting go of the need to impress others and instead focusing on building a sustainable future for yourself and your loved ones. Seeking support from a financial coach can be a crucial step in this journey, providing guidance, accountability, and encouragement along the way. Together, you can create a roadmap for success and work towards achieving your financial dreams. So, as you reflect on the insights shared in this book, I encourage you to take action. Start by assessing your current financial situation, setting realistic goals, and making small but meaningful changes in your habits and mindset. Remember, the journey to living within your means is not always easy, but it is incredibly rewarding. Ultimately, by embracing financial reality, you can experience a newfound sense of freedom, confidence, and peace in your life. Your journey starts now. Are you ready to take the first step towards a brighter financial future?




The White Coat Investor


Book Description

Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!




Within Your Means


Book Description

The art of living happily with less than you’ve ever imagined before! Get All The Support And Guidance You Need To Be A Success At Living Within Your Means! In order to attain the art of living happily with less than you’ve ever imagined before, the first thing that you should take into account is to live within your means. When you hear the term “means”, what is the first thing that comes into your mind? Means refers to money or income. One of the great things that you should learn and know is on how to properly live within your means. Living within your means is not an easy task at all since it requires time, effort, passion and dedication in order to make sure that you will come up with the best possible results that you are expecting. Moreover, it is also very imperative that you have an apparent and superior understanding on how to live within your means. You must know the importance of living within the money that you have. Overspending is not the solution to your financial problem however overspending is considered as one of the biggest problems that most people are encountering in the present year. Furthermore, living within your means is all about balancing your family budget as well as you need to be very mindful in spending your money. All the valuable information that you need about the mentioned topic above are all present within this book. All you need to do is to completely read the succeeding chapters of this book that will serve as your pathway and guide in exploring the real significance of living within your means. Below are the following information that you are about to learn: Living Within your Means Basics Distinguish between Wants and Needs Buy Secondhand Never Pay Retail Plant a Garden Cut Down on Waste Get Rid of Credit Cards Learn to do it Yourself What to Avoid The Benefits of Living Frugal




How to Live Within Your Means


Book Description

If you are leading the life of someone with champagne tastes but your budget shows you can only afford beer, it's time to be realistic and go right back to basics. You cannot live a life you can't afford as you will fall deeper and deeper into debt. Taking control of your budget and your spending habits is vital. Just like an addict, you have to admit you have a problem before you can do anything about it. After struggling for many years through the 2007 financial crisis, learning to survive financially, became the biggest focus of my life. With three young children, a large mortgage and no money coming in from our failing business, I spent every day stressing about how I was going to pay all the bills. I soon realised, to manage your money properly, you need to start with a budget. Living within your means is about managing your lifestyle expectations until your budget is back on track. Living pay cheque to pay cheque is not fun and none of us want a completely compromised lifestyle either, just so we can pay the bills. What's the point of working so hard if you can't ever enjoy any of the benefits of what money can buy?




All Your Worth


Book Description

The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.




Living Within Our Means


Book Description

This book originally published in 1985, looked at Argentina's international insolvency issues and looks at the dilemma of how to proceed in order to ensure its economic sovereignty; in other words, its right to its own destiny. The book goes beyond social and economic areas and concludes that for real independence the Argentine Government has to ta