Author : Destiny S Harris
Publisher :
Page : 36 pages
File Size : 38,51 MB
Release : 2020-04-18
Category :
ISBN :
Learn how to make your money recession-proof with this over-simplified guide.
Author : Ward Nash
Publisher :
Page : 0 pages
File Size : 27,92 MB
Release : 2019
Category : Budgets, Personal
ISBN :
"How not to be living in your parents’ basement by the time you’re 30. Ever thought about what life would be like if you could finally live on your own and not have others tell you what to do? Want to know how you can avoid burying yourself in debt as most people do in their 20s? What if you could start building your wealth today — even if you’re barely 18, with no money and no experience? If you’re looking for ways to make money fast and become a MilLiOnNaiRE through e-Commerce... this ain’t it, chief. But if you’re willing to build long-term wealth at a steady, stable pace... without losing everything overnight... then you’re on the right track. In this book, you will discover: How to grow your income even when you’re “off the clock,” so you’re not stuck working a 9-5 your entire life -- 2 simple methods to help you get out of debt and how to make sure you never have to use them -- How to build your wealth by going into “good” debt -- How to buy happiness with money, but not in the way you think -- The 5 essential insurance policies every adult needs -- How to recession-proof your finances so your money keeps growing no matter how the economy is doing -- 4 “annoying” reasons why owning a home is overrated, and 5 less expensive ways to invest your money -- 5 easy ways to build an income stream today, even if you’re still in school. And much more!"--Back cover.
Author : Grant Sabatier
Publisher : Penguin
Page : 354 pages
File Size : 38,39 MB
Release : 2019-02-05
Category : Business & Economics
ISBN : 0525534598
The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.
Author : Barrett Williams
Publisher : Barrett Williams
Page : 95 pages
File Size : 48,25 MB
Release : 2024-04-22
Category : Business & Economics
ISBN :
Unlock the Secrets to Financial Fortitude—Even in Uncertain Times—with "Recession-Proof Your Finances" Imagine standing resilient in the face of economic turmoil, your finances unscathed as the tides of uncertainty swirl around you. "Recession-Proof Your Finances" is your essential guide to not just surviving, but thriving, when economic downturns threaten the stability of your financial landscape. Delve into the depths of economic ebb and flow as you begin your journey with a foundational understanding of what defines a recession, the historical perspective, and the telltale signs of a brewing financial storm. With knowledge as your shield, you become equipped to preemptively bolster your financial bastion. Embark on a critical assessment of your financial health, dissecting your net worth, income streams, and expenditure to forge a steely framework from which to grow a robust monetary defense. As you cultivate a recession-proof mindset, discover the pivotal role that psychology plays in effective money management during challenging periods. Fear becomes a relic of the past as you build confidence in your economic stability. Learn the art of debt management before the crisis hits, setting foundations that ensure high-interest debts and loans don't become your downfall. Create your emergency fund with strategic insights, shield it from inflation, and let it be the buffer that keeps you afloat when the waves come crashing down. "Diversifying Your Portfolio" becomes your mantra as you navigate through the realms of assets and alternative investments, ensuring that your wealth is not only safeguarded but also positioned for growth despite economic tremors. Income diversification transforms from a mere concept to a tangible strategy as you explore side hustles, freelancing, and investing in recession-proof businesses. Meanwhile, budget crafting turns into an art form, balancing frugality with quality of life, guiding you to make mindful decisions that secure your future. Beyond personal finance, venture into the world of real estate, small business fortification, and insurance navigation—each chapter a new stone laid on the path to unwavering financial assurance. As you approach the zenith of your journey, "Recession-Proof Your Finances" does not leave your side, offering guidance on retirement planning, career advancement, and leveraging vital community and government resources. And when the economic skies clear, you'll be ready—not just to rebuild, but to flourish, with a financial foundation more resilient than ever before. With "Recession-Proof Your Finances" as your companion, the looming shadow of economic hardship will not dictate your fate. You are the architect of your financial destiny; begin constructing your fortress today.
Author : George Fleming
Publisher : Independently Published
Page : 206 pages
File Size : 26,10 MB
Release : 2020-05-06
Category :
ISBN :
You Are About To Discover How To Achieve Financial Freedom, Stop Worrying About Money, Retire Early And Live Life On Your Own Terms - When You Are Literally 'Set For Life'! Virtually everyone wants to make some extra money to be able to take care of bills without feeling stretched or strained. But have you always wished you could get past just making money to pay your bills and being in a place where you thrive financially and can make more than enough money to take care of your living expenses, keep extra for rainy days, have fun, tour the world and effectively be able to retire? Have you ever thought whether it is possible to make money without your direct input and how you can leverage that to achieve financial independence - where you don't have to worry about working to make money to pay your expenses? Even if you've never thought about it, I know this definitely sounds like something you would find attractive. But I know you are wondering.... How is it even possible to become financially free - what exactly does financial freedom entail? Where do I start in my journey to achieving financial freedom? What changes do I need to make in my life to squarely get on the path to financial independence? How do I build financial freedom? How can I build recession-proof income streams that will ensure I don't have to worry about having to break my retirement because of running out of money? How do I keep my exposure to risks low while increasing the certainty of my income? If you have these and other related questions, you are in luck because this book will answer them all in simple, straightforward language so keep reading. More precisely, the book will teach you: Why you should leave the 9-5 and aim to retire early, including how the traditional concept of work devalues the most important asset you have that you should never exchange for anything The philosophy of financial independence and the value of early retirement How to save money by aligning, adjusting and optimizing your habits, values, vision and mindfulness How to increase your income and wealth through viable, potentially passive side hustles How to create a surefire lucrative portfolio that can make you money even in times of recession The investment strategies you should be looking at for low risk investing that offer a long-term residual income How to cut years from your projected retirement age How to break free from the financial chains, including debt and misconceptions ...and so much more! What's more; this book doesn't simply tell you what you need to do, but how to do it. It is very practical and easy to implement, making it a cut above the rest. That's not all; this book takes the concept of financial freedom holistically- looking at the topic from all possible angles to ensure you understand everything easily and get started without the possibility of making the common mistakes that may send you crawling back to make active income where you exchange your hours for money! Even if you feel the idea of retiring early is far off, achieving it is easier than you think, especially when you follow the teachings in this book! Don't wait until you are all grown and old to wish you should have started early! Click Buy Now With 1-Click or Buy Now to get started!
Author : Nancy Dunnan
Publisher : McGraw Hill Professional
Page : 240 pages
File Size : 37,93 MB
Release : 2009-07-10
Category : Business & Economics
ISBN : 0071663908
A Financial Survival Guide for an Economy in Free Fall Bestselling personal-finance author Nancy Dunnan offers back-to-basics advice to ease the financial squeeze of our troubled economy. With more than 150 tips and resources to help you survive the recession and come out on top, Recession-Proof Your Financial Life provides key background information plus the critical questions you need to answer in order to: Get out of debt Protect your money Create a budget Increase savings Get loans Save for college Avoid foreclosure Handle a layoff Find work An economy in recession can be scary, but ignoring the reality of it is downright dangerous--to both your finances and your future. Let Nancy Dunnan see you through the worst of the recession, so you and your family can live well today and prepare for a better tomorrow.
Author : Jay Rigler
Publisher :
Page : 132 pages
File Size : 19,60 MB
Release : 2019-11-05
Category :
ISBN : 9781696557474
Practically Independent: Practical Advice to Become Financially IndependentPractically Independent: Practical Advice to Become Financially Independent is a no-nonsense guide to help you take control of your finances, full of practical advice that you can use to immediately improve your personal finances. The book outlines the strategy I have used to escape living paycheck-to-paycheck, lower the cost of my debt, get paid for having money, and protect what I have built. Inside the book are tools, tips, and guides to help you manage cash, manage credit, manage investments, and manage risk.If you are looking for a get-rich-quick scheme, this book is not for you. On the other hand, if you are looking for financial independence made simple, with a practical approach to take control of your finances with real-world advice that you can start implementing today, then this is the book for you. The entire strategy to take control of your finances is in the book Practically Independent: Practical Advice to Become Financially Independent, available in both Paperback and eBook editions. Practical advice to become financially independent broken down into four steps. 1. Managing Cash: Being trapped living paycheck-to-paycheck is absolutely awful. Find out how to break the cycle by treating personal finances like a small business. Nobody likes budgets, and any personal financial advice that starts with "create an in-depth budget" is the worst. This approach does not require building a budget for groceries, lattes, or anything else! Instead, separate income from expenses, learn budgeting basics, create an un-detailed budget and watch your savings grow. 2. Managing Credit: The interest rate you pay when you borrow money depends significantly on your credit report and your credit score. This book outlines a specific strategy to build a credit report with a step-by-step checklist to build your FICO score and lower the cost of borrowing money. 3. Managing Investments: Investing is not gambling. If your strategy leaves you hoping that markets go up and scared that they will go down, then you are gambling. Instead, learn how to build a strategy that works when the market goes up and when it goes down. You can invest in mutual funds and ETFs to build a portfolio that systematically and regularly pays you for having money. A strategy that will actually pay you more as you get older and further into retirement. It is investing, demystified. 4. Managing Risk: When you have built up your savings, your credit, and your investments, then you have a lot to lose if something unexpected happens. To protect what you have built, it is important to have three kinds of insurance: Health, Property, and Life. But, what kind, how much, and for how long? This book has an approach to help you decide how much insurance is enough. About the author - Jay Rigler is a financial literacy advocate with a BA and an MA in economics. His career has included personal financial advising, risk management at a major credit card, and analytics for a top tier advertising agency. Here is an excerpt from the About Me section of the book: "In 2010, after two years at the advertising agency, I was thoughtfully living the financial life you are going to learn about if you read through the rest of this book... I was running my personal finances like a small business. "In the middle of 2014, I was able to shift my career again. I set up an online business, replaced my main income with my side hustle, and was able to leave the rat race behind... I want to share my practical tips to become financially independent. I am going to focus on tips that will work whether you earn a salary, an hourly wage, commissions, or are self-employed."
Author : Michael Masterson
Publisher : John Wiley & Sons
Page : 294 pages
File Size : 24,99 MB
Release : 2011-01-11
Category : Business & Economics
ISBN : 1118046110
"I have known Michael for over twenty years. He has one of the smartest business minds I know. When he gives me advice, I pay attention, and you should, too. Automatic Wealth is full of wisdom and insight filtered by a master and brought to you in a well-written and delightful style." -John Mauldin, Editor of the bestselling book, Just One Thing: Twelve of the World's Best Investors Reveal the One Strategy You Can't Overlook "I am not usually a fan of this kind of book. One entitled Automatic Wealth made me suspicious. But I am a fan of Michael Masterson, and when I read the book, I was impressed. Masterson manages to go beyond the theory to tell you exactly how real people make real money in the real world. That, I think, is his genius. He's able to open his own eyes and see for himself what actually works. The result is original, clever, and very helpful to anyone who is serious about building wealth." -Bill Bonner, coauthor of Empire of Debt: The Rise of an Epic Financial Crisis "Michael Masterson has been a great friend of mine for over twenty years. I know for a fact that the strategy he teaches is the exact same strategy he has personally used to amass extraordinary wealth and prosperity for himself. He's reduced a normally daunting process down to six simple and unfailing steps YOU can absolutely use to vastly and rapidly increase your financial situation, often times doubling and redoubling your wealth every few years. This book will become your financial bible." -Jay Abraham, author of Getting Everything You Can Out of All You've Got: 21 Ways You Can Out-Think, Out-Perform, and Out-Earn the Competition "Michael Masterson's book is brilliant and concise, packed with breakthrough insights and unique wealth-building tips. Best of all, it's practical because it combines proven investment and financial planning advice with street-smart business and real estate secrets." -Robert Ringer, author of Action!, Looking Out for #1, and To Be or Not to Be Intimidated?
Author : Ted Rasmussen
Publisher : Independently Published
Page : 90 pages
File Size : 26,13 MB
Release : 2019-04-29
Category :
ISBN : 9781096259923
*Buy the paperback and get the Kindle version for FREE* The Complete Guide to the FIRE system for financial independence Do dream about being free of financial worries or even securing an early retirement? If you are living like most people these days you are: Waking up in the morning dreading the 9-5, going on the commute, standing in line, punching the clock and doing the exact same thing the next day. We do this to pay off our mortgage, buy new things, get rid of debt, maybe save some money. To most folks, this traditional "system" of work does not seem to offer opportunities to gain financial independence. However, this could not be further from the truth. The insights from the FIRE system will unlock the correct and realistic ways of allocating your capital and investing correctly to make financial freedom a worthwhile pursuit. A Complete Guide This is just a fraction of what you will learn: A guaranteed method for getting out of debt FAST and how to be smarter than your debt collectors Hacking your mind to create a purpose and a tremendous drive to succeed The secrets of how to control your expenses and grow your bank account In-depthFIRE investment method for effective wealth management The step by step guidelines for allocating you capital the modern way. No need for financial advisors who do not have your goals in mind. Advanced rules for real estate investing How to get most out of life when you've made it The viable FIRE strategies whether you are a high or average earner. There is a realistic track for everyone. Hack your biology to create a tremendous drive Going on a journey toward financial independence is a hard walk if you do not have the right mindset. Financially Unchained will teach you how to not only be a wiser investor but will also give you effective ways of understanding how to set long-term goals that will make your probability of success a lot higher. The Behavioral Aspect of Wealth Management Do not underestimate the importance of knowing what makes you "tick" and how to look inward to figure out your inner motivations. If you sit down with a financial advisor they will overlook this aspect of the investment process Financially Unchained gives you the tool for exploring and defining what makes YOU happy and what makes this journey worthwhile. Investment minimalism is here to stay After completing this book, you will know how to leverage the low-cost investment options that are key to any modern asset allocation strategy These strategies are eradicating the need for expensive financial managers and giving you back control. Why spend money on expensive advisors if they are no better at predicting the future then chimpanzees throwing darts? You will also learn about the optimal rule savings to get where you want to be financially, and what the heck the Safe Withdrawal Rate means. You will find a complete guide on how to specifically set up and manage your investment portfolio. This book is FLUFF FREE with a keen focus on information and methods to succeed.The Time is NOW This is part of your new life of financial minimalism that will. The book is full of so much more, so the time is NOW. FIRE up your life and get yourself a copy! About the Author Ted Rasmussen is now financially independent well before his 40ths birthday. After university, he used to have a high paying job but still managed to spend all of his money on an expensive lifestyle. After a few years of this, he grew tired of this way of life¬. He found the FIRE principles and decided with a laser focus to apply those principles to his own financial situation. It took some hard work, but now he is doing what he loves to do every day.
Author : Lacey Filipich
Publisher :
Page : 0 pages
File Size : 11,32 MB
Release : 2020
Category : Finance, Personal
ISBN : 9780369336972
From the founder of Money School comes an approachable and inspiring guide to taking control of your money and your time so you can build the life you really want. 'Time poor' is the catch-cry of our era, and yet end-of-life retirement means we have an average of two decades of feeling time rich to look forward to . . . when we're old. How arse-about is that? But there is an alternative to working your butt off for decades and retiring when you're worn out: it's called financial independence, and it means being able to cover life's essentials and afford the luxuries you want without having to turn up to a job each day. Imagine: the freedom and flexibility to work if, when and where you like, go travelling, spend time with family or start that business you've been dreaming of. And with enough time and a way to earn, it's achievable for most people through the power of passive income. Lacey Filipich knows because she's done it herself - and has been teaching the strategies and steps for financial independence for a decade through her education company, Money School. Now, she'll teach you all her tried-and-true lessons for redesigning your personal finances to create the life you really want. From maximising your income and cutting costs without big sacrifice, to property, shares and retirement funds, Money School explains exactly how to build a passive income that will completely change your life. Take control of how you spend your time and money to make them work for you - and get on the fast track to being financially independent and time rich.
