Clearinghouse Review


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Webster V. Hartman


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Consumer Transactions


Book Description

An ideal casebook for students in consumer transactions courses. It contains extensive and systematic coverage of the federal and state statutes that govern such consumer transactions as automobile sales and finance, home mortgages, predatory lending, and others. The text makes frequent use of problems as a teaching device.Highlights of the Fifth Edition:Reorganization and expansion of the chapter on the Fair Credit Reporting Act, reflecting recent amendments imposing obligations on creditorsExpanded treatment of predatory loansNew material on mortgage brokers and on securitization of credit contractsExpansion of material on mandatory arbitration clauses, odometer regulation, and telemarketingAdditional material on foreign law and perspectivesNew problems throughout the book, exploring recent judicial developmentsFour new cases.To maintain the size of the casebook, judicious deletion of selected materials (







The Future of Consumer Credit Regulation


Book Description

Effective regulation of consumer credit in modern society is an ever-changing challenge. As new forms of credit emerge in free societies, regulation often lags behind. This volume explores contemporary problems related to the regulation of consumer credit in market economies with a focus on credit extended to the most vulnerable and poorest members of the community. Written by experts in the field of consumer credit regulation from Europe, North America, Australia and South Africa, the book examines some of the most important consumer credit issues facing consumers today and proposes innovative ways to protect the consumer interest in those markets.