Never Be Poor Again


Book Description

"My biggest obstacle to wealth wasn't my poverty. It was my arrogance keeping me poor. Nothing else. I skipped all the introductions and all the conclusions {in books}. I skipped past the exercises because I was too smart for them. 'I didn't need them'. But recipes exist for a reason. All I had to do was listen. Listen to those before me that already found the way. I had to lose everything over and over again before I was willing to apply the lessons of the masters before me. This isn't a story about poverty. It's a story about how arrogance leaves us poor. If not financially, then mentally poor; which is a worse place to be. For a poor man with applied wisdom, is better than a sedentary genius." -Matthew Morales Discover how a kid from the hood made it good, not just financially, but through reaching a higher spiritual plane. In his fascinating work, Never Be Poor Again, Matthew Morales reveals the sometimes lucky, sometimes nerve-wracking journey, from poverty to enlightenment and enoughness. Using Laws of the Universe and vulnerability, Matthew teaches how to respect and most importantly how to put into practice, the way out of poverty. Mentally, Spiritually, and Financially. __________________________________________________________ The first book of its kind. This book will redefine how self-help books are written. Not many self-help books take you on the journey of struggles and what it actually took to grow. Most are told from the perspective of the expert, and what to do, this is the opposite. It takes you on an emotional rollercoaster as you experience the authors experiences of poverty, and watch as he frees himself by the end, giving you the satisfying feeling that you can do it too. It connects directly to the hearts of the readers, and is easier to relate to than any financial literacy book ever written before. REVIEWS: "Thank you for this book, it's a blessing! I've started to read it and I've cried in the first chapter. So many emotions in me. Your words are so inspired." “Wow this is seriously a masterpiece” "Hands down, the best personal development book I've ever read. Period." “Seems like I read 100 books in one, Lots of experience put in just one book” “To be honest I will forever be grateful to you for sending me this book” “This has nearly saved me a decade of time, I really wish I read this earlier.” “From the moment I started reading I couldn't stop…” “I without a doubt absolutely recommend everyone read this book.” “I’m so grateful for the existence of this book” “This book is gonna change the world” “I had so much fun reading this book, and at the same time there have been many “AHA” moments throughout all the book! I was searching for further guidance in integrating money with my spiritual path, this book arrived in perfect timing and offered me so many insights and tools... I loved it, you’ll love it too :)”




Hand to Mouth


Book Description

The real-life Nickel and Dimed—the author of the wildly popular “Poverty Thoughts” essay tells what it’s like to be working poor in America. ONE OF THE FIVE MOST IMPORTANT BOOKS OF THE YEAR--Esquire “DEVASTATINGLY SMART AND FUNNY. I am the author of Nickel and Dimed, which tells the story of my own brief attempt, as a semi-undercover journalist, to survive on low-wage retail and service jobs. TIRADO IS THE REAL THING.”—Barbara Ehrenreich, from the Foreword As the haves and have-nots grow more separate and unequal in America, the working poor don’t get heard from much. Now they have a voice—and it’s forthright, funny, and just a little bit furious. Here, Linda Tirado tells what it’s like, day after day, to work, eat, shop, raise kids, and keep a roof over your head without enough money. She also answers questions often asked about those who live on or near minimum wage: Why don’t they get better jobs? Why don’t they make better choices? Why do they smoke cigarettes and have ugly lawns? Why don’t they borrow from their parents? Enlightening and entertaining, Hand to Mouth opens up a new and much-needed dialogue between the people who just don’t have it and the people who just don’t get it.




You Don't Have to Be Poor: So Plan Your Future


Book Description

"You Don't Have to be Poor" is a book addressing perhaps the most important component of life for the individual or family. Financial security or the lack thereof is the main factor in the breakdown of families, affecting both mental and physical health. It is not a simple manual on how to become wealthy. It is not just a manual of merely preparing a budget designed to lift the reader from poverty. The theoretical basis of building wealth from a Biblical and a commonsense approach to provide financial guidance is found in this book. Those who don't have a theoretical background of what the government can do and can't do may foster and maintain a mindset of dependence on social programs. The responsibility and accountability of the individual is outlined from a Biblical and a practical standpoint. When given only tools for preparing a budget without addressing root causes of poverty and the characteristics of those who build wealth, one is prone to fall back on old habits. Some will lapse into the same approach to life that was previously unsuccessful. A practical education in the economy of the country and about the world is included to provide the reader of the complexities of a global economy for which we all must prepare to insure the future of our families and our country. Decisions must be made daily that influence the financial standing of everyone, based on future goals. Biblical scriptures address these problems for everyone and perhps leaders of entire countries. Common sense approaches to personal finance based on Scripture from thousands of years ago is stressed, and simple basics have not changed since. It is imperative that habits of sound financial practices become a part of one's daily existence. Each decision should be prayerfully considered, and a budget built from at least a year of transactions should be a guide for making prudent plans. Christians must care for others and provide advice and aid as needed, based on Biblical commands to give to the poor and to help those unable to help themselves. Learning based upon the Scriptures and practical expertise should engage the same approaches when preparing a realistic budget. The focus of this book is not to merely provide handouts but to teach the individual or family to begin a journey leading to financial security, rising from the ranks of the poor through individual effort.




Jesus Rescued Me from Poverty


Book Description

My motivation for writing this book is to get you to be angry with poverty. This will required that you take your stand against poverty. As you read through this book, something will spark within your bones that will make you think. You will think and think and work your way out of poverty. Let the truth be told, you have a real enemy. You have an enemy called poverty and you must do everything with the help of God to obliterate its influence in your life. Poverty may not kill you but it will turn you into a nonentity. What do you do with an enemy that turns you to a nobody? You don't play with poverty; you get angry and turn your face against it.Let me share this testimony with you. You will like because it will fuel your anger. Few years ago, I used to live in a village. In that village there was neither electricity nor running water. Just as I was about rounding up my stay in that village, a young man came to me with his dog. The dog had a broken foot. This young man said to me 'sir, I don't have a job. I want to give this dog to you so that you can take care of it'. He said he couldn't feed the dog because he is poor so the dog always goes to the bush to look for food, in the process the dog had a broken foot. This young man asked me to take this dog and take care of it. I told him that I was about to leave the village and so I will not be able to take the dog from him. As we finished our discussion and this man was about to leave my house, something happened that really changed my life. As the man made attempt to take the dog away, the dog suddenly ran to me and began to lap my hands. As this young chap was calling his dog, the dog refused to go to him. The dog decided to stay with me. I was looking at the drama happening. As he moved closer to the dog, his dog ran away from him. The dog doesn't want to go with him again. It came to me and was panting at me like my daughter used to do. Then I began to think on what has just happened. Dogs are known as animals of love. Why is it that this dog refuses to go with its owner? Then the light came tome that even animals hate pains. Animals hate poor people. This dog knows that its owner is poor. The dog does not want to go back and live with his poor owner again. It was then the truth of the Book of Proverbs came alive to me. Proverbs 14:20 "The poor man is hated even by his own neighbour, but the rich has many friends." The poor is hated not only by his neighbours but also by his dog.It is therefore imperative that you do everything legitimately possible to quit the poverty club so that you don't have your neighbours and animals hate you. You see, you don't have to be disturbing your neighbour everyday going to them to ask for one thing or the other that will make them to dislike you because you have become a nuisance to them. There is an African proverb which says "Sharing food is not sweet if one person is the one providing the food all the time". I pray for you that after you finished reading this book, you will decide never to be poor again in Jesus name.




Maid


Book Description

"A single mother's personal, unflinching look at America's class divide (Barack Obama)," this New York Times bestselling memoir is the inspiration for the Netflix limited series, hailed by Rolling Stone as "a great one." At 28, Stephanie Land's dreams of attending a university and becoming a writer quickly dissolved when a summer fling turned into an unplanned pregnancy. Before long, she found herself a single mother, scraping by as a housekeeper to make ends meet. Maid is an emotionally raw, masterful account of Stephanie's years spent in service to upper middle class America as a "nameless ghost" who quietly shared in her clients' triumphs, tragedies, and deepest secrets. Driven to carve out a better life for her family, she cleaned by day and took online classes by night, writing relentlessly as she worked toward earning a college degree. She wrote of the true stories that weren't being told: of living on food stamps and WIC coupons, of government programs that barely provided housing, of aloof government employees who shamed her for receiving what little assistance she did. Above all else, she wrote about pursuing the myth of the American Dream from the poverty line, all the while slashing through deep-rooted stigmas of the working poor. Maid is Stephanie's story, but it's not hers alone. It is an inspiring testament to the courage, determination, and ultimate strength of the human spirit. "A single mother's personal, unflinching look at America's class divide, a description of the tightrope many families walk just to get by, and a reminder of the dignity of all work." -PRESIDENT BARACK OBAMA, Obama's Summer Reading List




The 20 Fundamental Differences Between the Rich and the Poor


Book Description

Why do you want to die poor? Will it not be better to die rich? When you die rich there is a proof that you have reached lives because you cannot reach lives without being rich. The rich have secrets that have been hidden from the poor for many years back. But, with this book the secrets are exposed. These secrets change lives within a period of time depending on the applications of what are being learnt. Really, you cannot read this book and remain poor again because you will be conscious of what to do and what not to do. The consciousness of where you are as a result of what you are doing and also the consciousness of where you want to be based on what you should do are created in this book for every reader that comes across it. The advantages of this book cannot be over emphasized because it transforms lives both in the long run and short run. Everyday there are people that their financial lives are yet to experience changes that are expected of them. Some it could be that they are ignorant, some it could be that they believe thats how God has created them and that there is nothing they can do to their financial situations. People that are always looking for jobs can create jobs because the more jobs created the more employments given and the more employments given the less in the number or rate of poverty.




Rich Dad's Cashflow Quadrant


Book Description

This work will reveal why some people work less, earn more, pay less in taxes, and feel more financially secure than others.




Factfulness


Book Description

INSTANT NEW YORK TIMES BESTSELLER “One of the most important books I’ve ever read—an indispensable guide to thinking clearly about the world.” – Bill Gates “Hans Rosling tells the story of ‘the secret silent miracle of human progress’ as only he can. But Factfulness does much more than that. It also explains why progress is so often secret and silent and teaches readers how to see it clearly.” —Melinda Gates "Factfulness by Hans Rosling, an outstanding international public health expert, is a hopeful book about the potential for human progress when we work off facts rather than our inherent biases." - Former U.S. President Barack Obama Factfulness: The stress-reducing habit of only carrying opinions for which you have strong supporting facts. When asked simple questions about global trends—what percentage of the world’s population live in poverty; why the world’s population is increasing; how many girls finish school—we systematically get the answers wrong. So wrong that a chimpanzee choosing answers at random will consistently outguess teachers, journalists, Nobel laureates, and investment bankers. In Factfulness, Professor of International Health and global TED phenomenon Hans Rosling, together with his two long-time collaborators, Anna and Ola, offers a radical new explanation of why this happens. They reveal the ten instincts that distort our perspective—from our tendency to divide the world into two camps (usually some version of us and them) to the way we consume media (where fear rules) to how we perceive progress (believing that most things are getting worse). Our problem is that we don’t know what we don’t know, and even our guesses are informed by unconscious and predictable biases. It turns out that the world, for all its imperfections, is in a much better state than we might think. That doesn’t mean there aren’t real concerns. But when we worry about everything all the time instead of embracing a worldview based on facts, we can lose our ability to focus on the things that threaten us most. Inspiring and revelatory, filled with lively anecdotes and moving stories, Factfulness is an urgent and essential book that will change the way you see the world and empower you to respond to the crises and opportunities of the future. --- “This book is my last battle in my life-long mission to fight devastating ignorance...Previously I armed myself with huge data sets, eye-opening software, an energetic learning style and a Swedish bayonet for sword-swallowing. It wasn’t enough. But I hope this book will be.” Hans Rosling, February 2017.




Strong Towns


Book Description

A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.




Rich Dad, Poor Dad


Book Description

In Rich Dad Poor Dad, the #1 Personal Finance book of all time, Robert Kiyosaki shares the story of his two dad: his real father, whom he calls his poor dad,’ and the father of his best friend, the man who became his mentor and his rich dad.’ One man was well educated and an employee all his life, the other’s education was street smarts” over traditional classroom education and he took the path of entrepreneurship a road that led him to become one of the wealthiest men in Hawaii. Robert’s poor dad struggled financially all his life, and these two dads these very different points of view of money, investing, and employment shaped Robert’s thinking about money.Robert has challenged and changed the way tens of millions of people, around the world, think about money and investing and he has become a global advocate for financial education and the path to financial freedom. Rich Dad Poor Dad (and the Rich Dad series it spawned) has sold over 36 million copies in English and translated editions around the world.Rich Dad Poor Dad will explode the myth that you need to earn a high income to become rich challenge the belief that your house is an asset show parents why they can’t rely on the school system to teach their kidsabout money define, once and for all, an asset and a liability explain the difference between good debt and bad debt teach you to see the world of money from different perspectives discuss the shift in mindset that can put you on the road to financial freedom