The Student Loan Scam


Book Description

In this in-depth exploration and expos of the predatory nature of the student loan industry, Collinge argues that student loans have become the most uncompetitive and oppressive type of debt in American history. In this clarion call for social action, the author offers pragmatic solutions.




Bad Paper


Book Description

The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.













Bad with Money


Book Description

“Humorous and forthright...[Gaby] Dunn makes facing money issues seem not only palatable but possibly even fun....Dunn’s book delivers.” —Publishers Weekly The beloved writer-comedian expands on his popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. In the first episode of his Bad With Money podcast, Gaby Dunn asked patrons at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. Then, she asked how much money was in their bank accounts. People were aghast. “That’s a very personal question,” they insisted. And therein lies the problem. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed, and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, he reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. He speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves his own stories with the perspectives of various comedians, artists, students, and more, arguing that—even without selling our bodies to science or suffering the indignity of snobby thrift shop buyers—we can all start taking control of our financial futures.




Direct Loans


Book Description




Designing and Assessing Educational Objectives


Book Description

"Marzano concisely and effectively shows how his three domains of learning and the New Taxonomy can be operationalized for teachers and administrators. This book integrates objectives, instructional approaches, and assessment options so that these critical aspects of teaching are aligned to promote student learning." —James McMillan, Professor and Chair, Foundations of Education Virginia Commonwealth University A hands-on guide for applying the New Taxonomy to develop meaningful and targeted educational objectives and assessments. Translating mandated standards into concrete objectives and then creating appropriate tasks to assess student learning of those objectives can be a challenge for educators. This practical resource provides a step-by-step process that shows readers how to make designing educational objectives and creating appropriate assessment tasks a part of their day-to-day practice. Written as a stand-alone volume, Designing and Assessing Educational Objectives reviews the framework and basic principles of Marzano′s New Taxonomy and illustrates how educators can utilize Marzano′s model to assess student performance on a broad scale or for a specific unit of instruction or grading period. The book explores objectives and tasks for each of the six levels of mental processing—retrieval, comprehension, analysis, knowledge utilization, metacognition, and self-system thinking—and features: Benchmark statements that provide a starting point for the process Step-by-step models, helpful diagrams, and useful charts Numerous detailed examples from multiple subject areas and grade levels Application of the taxonomy′s three domains of knowledge: information, mental procedures, and psychomotor procedures Comprehensive and profound, this resource is essential for teachers, school and district administrators, curriculum directors, and assessment specialists seeking to apply standards to curriculum and instruction for measurable results.




Monopolized


Book Description

From the airlines we fly to the food we eat, how a tiny group of corporations have come to dominate every aspect of our lives—by one of our most intrepid and accomplished journalists "If you're looking for a book . . . that will get your heart pumping and your blood boiling and that will remind you why we're in these fights—add this one to your list." —Senator Elizabeth Warren on David Dayen's Chain of Title Over the last forty years our choices have narrowed, our opportunities have shrunk, and our lives have become governed by a handful of very large and very powerful corporations. Today, practically everything we buy, everywhere we shop, and every service we secure comes from a heavily concentrated market. This is a world where four major banks control most of our money, four airlines shuttle most of us around the country, and four major cell phone providers connect most of our communications. If you are sick you can go to one of three main pharmacies to fill your prescription, and if you end up in a hospital almost every accessory to heal you comes from one of a handful of large medical suppliers. Dayen, the editor of the American Prospect and author of the acclaimed Chain of Title, provides a riveting account of what it means to live in this new age of monopoly and how we might resist this corporate hegemony. Through vignettes and vivid case studies Dayen shows how these monopolies have transformed us, inverted us, and truly changed our lives, at the same time providing readers with the raw material to make monopoly a consequential issue in American life and revive a long-dormant antitrust movement.