How States Shaped Postwar America


Book Description

The history of public policy in postwar America tends to fixate on developments at the national level, overlooking the crucial work done by individual states in the 1960s and ’70s. In this book, Nicholas Dagen Bloom demonstrates the significant and enduring impact of activist states in five areas: urban planning and redevelopment, mass transit and highways, higher education, subsidized housing, and the environment. Bloom centers his story on the example set by New York governor Nelson Rockefeller, whose aggressive initiatives on the pressing issues in that period inspired others and led to the establishment of long-lived state polices in an age of decreasing federal power. Metropolitan areas, for both better and worse, changed and operated differently because of sustained state action—How States Shaped Postwar America uncovers the scope of this largely untold story.










A New Model for Housing Finance


Book Description

A New Model for Housing Finance presents a thought-provoking solution to the housing crisis that follows the division of public and private money on housing costs and benefits. It brings a practical perspective on why housing is unaffordable, and what can be done about it using public and private capital. This book re-examines the foundation of housing finance in the United States with the aim to shift the paradigm from the public and private sectors working in silos, to working together. Through brief yet rigorous chapters, the book assesses the policy failures of both public and private sectors by drawing attention to the continuing human impacts of this man-made crisis, finally calling for a new model of financing housing through public–private partnerships. The limited impact and false hope of planning interventions, as well as the widespread economic impacts of the global pandemic of 2020, demonstrate the urgent need for change in our approach to housing policy, and this book lays out a path forward. It will be of interest to anyone working in or studying housing, social justice, urban planning, urban studies, and public policy.




Housing Research Paper


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Housing Finance Reform


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Principles of Housing Finance Reform


Book Description

Nearly a decade after the housing market's collapse triggered the Great Recession, members of both sides of the political aisle are calling for reform. Principles of Housing Finance Reform lays out a roadmap for reforms for a new housing finance system to achieve liquidity, access, and sustainability.




Mortgage Lending, Racial Discrimination, and Federal Policy


Book Description

Whether or not there is discrimination in the mortgage lending market is one of the most extensively debated issues in the civil rights arena. Because many early studies were flawed and the results misinterpreted on both sides of the debate, there is little agreement as to the next essential steps in either research or enforcement. This comprehensive volume seeks to clarify the debate by including rigorous review of fair lending research, applied projects, and enforcement activities to date, as well as recommendations for research needed to resolve unanswered questions. The intent of the authors is to help the housing industry, regulators, advocates, and the research community to better understand the issue of discrimination in an important area of American life -- the right to take out a mortgage to buy a home based on one's credit worthiness, not on one's race or ethnic group.




Housing Policy in the United States


Book Description

The most widely used and most widely referenced "basic book" on Housing Policy in the United States has now been substantially revised to examine the turmoil resulting from the collapse of the housing market in 2007 and the related financial crisis. The text covers the impact of the crisis in depth, including policy changes put in place and proposed by the Obama administration. This new edition also includes the latest data on housing trends and program budgets, and an expanded discussion of homelessnessof homelessness.