Retirement, A Golden Opportunity


Book Description

"I'd like to retire, but it's not right around the corner." "If I leave my job now, I'll be penalized financially." "What would I do if I stopped working anyway?" These are understandable concerns, of course, but they are not inevitable. Despite these fears, we all cherish the hope of living our dreams and reaping the rewards promised by a life of hard work. Antoine de Saint-Exupéry left us with this thought: "If you want to build a boat, don't gather men and women together to give them orders, explain every detail, tell them where to find everything... If you want to build a boat, instill in the hearts of your men and women the desire for the sea. That's the spirit in which I wrote this book. Luc had imagined his retirement for decades, and when the opportunity presented itself, he seized it. He took a risk by agreeing to leave his paid job at the age of 48. Had he not accepted his employer's offer of early retirement, he would have had less time to satisfy his thirst for fulfillment in a life free of constraints. His fascinating and enriching 30-year retirement career is worth a closer look, as it will motivate many to prepare adequately for this final stage of life.




Retirement


Book Description

"I'd like to retire, but it's not right around the corner." "If I leave my job now, I'll be penalized financially." "What would I do if I stopped working anyway?" These are understandable concerns, of course, but they are not inevitable. Despite these fears, we all cherish the hope of living our dreams and reaping the rewards promised by a life of hard work. Antoine de Saint-Exupéry left us with this thought: "If you want to build a boat, don't gather men and women together to give them orders, explain every detail, tell them where to find everything... If you want to build a boat, instill in the hearts of your men and women the desire for the sea. That's the spirit in which I wrote this book. Luc had imagined his retirement for decades, and when the opportunity presented itself, he seized it. He took a risk by agreeing to leave his paid job at the age of 48. Had he not accepted his employer's offer of early retirement, he would have had less time to satisfy his thirst for fulfillment in a life free of constraints. His fascinating and enriching 30-year retirement career is worth a closer look, as it will motivate many to prepare adequately for this final stage of life.




Golden Opportunities


Book Description

A guide to maximizing resources and minimizing expenses for retired people offers readers strategies for getting around bureaucratic loopholes, discussing when to retire, how to avoid hidden taxes, and more. "Their book details the ‘hidden rules’ of calculating pension benefits, appealing Medicare rulings, and rearranging assets to increase benefits. Charts, examples, and money-saving tips accompany a clearly written text." – Library Journal




A Golden Opportunity


Book Description

A file is filched directly off the FBI computers. Then the Director herself goes missing. The purloined plan details a nefarious plot to steal tons of gold from Fort Knox with the free-lancing forty-niners apparently being aided by renegade FBI agents. A file is filched directly off the FBI computers. Then the Director herself goes missing. The purloined plan details a nefarious plot to steal tons of gold from Fort Knox with the free-lancing forty-niners apparently being aided by renegade FBI agents.




Overcoming Challenges in Retirement


Book Description

The primary focus of this book emphasize the concept of retirement education, beginning from the point of entering service (be it civil service, military, paramilitary and parastatal) to the point of leaving; and also provide a guide to avoiding unnecessary pitfall. A well planned retirement is an organizational stability factor. Especially when there exists a deliberate plan, well coordinated both at personal and organizational levels. On the personal level, the worker puts something down for the future irrespective of the size of the pay package and takes what he learns at training programs seriously. On the side of the organization, it makes certain contributions, along with learning programs to the staff. This book covers a wide range of related topics - from pre- retirement challenges and challenges after disengagement; in bid to providing constructive solutions to retirement problems and having extraordinary life in your golden years. It is also noted the great importance of understanding that the environment we create for money is largely what provides us with either wealth or poverty in future - whether as individual, community or country.




A Golden Opportunity


Book Description

The reader will have an inside view and will be touched by the day to day and years of experiences of the joy, challenges, new adventures, and so much laughter shared between the author, her mother, her family, and so many other wonderful people.




The Golden Albatross: How To Determine If Your Pension Is Worth It


Book Description

"I don't love this job anymore, but should I stay for the pension?" This gut-wrenching question is common for many people working in pensionable careers. But how much is your pension worth? And, is staying worth it? Since 2017, Grumpus Maximus has researched and written about this critical decision point, which he calls The Golden Albatross. Having served 20 years in the U.S. Military, he too struggled with the same questions, and now he helps others learn from his mistakes. If your job offers a pension, then this book is a must-read. Easily learn how to calculate your pension's objective value and weigh it against the subjective benefits of leaving for more fulfilling work. When done, you will agree, it was worth it.




Stage (Not Age)


Book Description

The $22 trillion opportunity that can be unlocked only if you rethink everything you think you know about people over sixty. In the time it takes you to read this, another twenty Americans will turn sixty-five. Ten thousand people a day are crossing that threshold, and that number will continue to grow. In fifteen years, Americans aged sixty-five and over will outnumber those under age eighteen. Nearly everywhere in the world, people over sixty are the fastest-growing age group. Longevity presents an opportunity that companies need to develop a strategy for. Estimates put the global market for this demographic at a whopping $22 trillion across every industry you can imagine. Entertainment, travel, education, health care, housing, transportation, consumer goods and services, product design, tech, financial services, and many others will benefit, but only if marketers unlearn what they think they know about this growing population. The key is to stop thinking of older adults as one market. Stage (Not Age) is the concise guide to helping companies understand that people over sixty are a deeply diverse population. They're traveling through different life stages and therefore want and need different products and services. This book helps you reset your understanding of what an "old person" is. It demonstrates how three people, all seventy years old, may not even be in the same market segment. It identifies the systemic barriers to entering this market and provides ways to overcome them. And it shares the best practices of companies that have successfully shifted to a Stage (Not Age) mentality. This practical guide prepares companies and marketers for an inevitable shift they can't ignore.




Retirement Heist


Book Description

Winner of the 2012 Helen Bernstein Book Award for Excellence in Journalism Hundreds of companies have slashed pensions and health coverage for millions of retirees, claiming that a “perfect storm” of stock market losses, aging workers, and spiraling costs have forced them to take drastic measures. But this so-called retirement crisis is no accident. Ellen E. Schultz, an award-winning investigative reporter formerly of The Wall Street Journal, reveals how large employers and the retirement industry have all played a huge and hidden role in the death spiral of American pensions and benefits. A little over a decade ago, pension plans were fat. But companies used slick accounting and dubious loopholes to turn their pension plans into piggy banks, tax shelters, and profit centers. As pensions weakened, companies slashed benefits for workers while doling out gargantuan pensions to their top executives. Drawing on original analysis of company data, government filings, and confidential memos, Schultz uncovers decades of widespread deception during which employers exaggerated their retiree burdens while tricking employees, misleading shareholders, and lobbying for taxpayer handouts.




How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire


Book Description

"Everyone in the workforce today should read this book!"--Horace B. Deets, former Executive Director, AARP With the right planning, retirement can be the happiest time in life. Award-winning Washington Post retirement columnist and financial expert Stan Hinden helps you guarantee that your retirement will be as enjoyable as possible. How to Retire Happy provides answers to all your complicated retirement questions. From Social Security and Medicare to long term care insurance and estate planning, Stan covers all the bases. This fully updated and expanded edition of the bestselling guide includes: Practical advice on the 12 most important decisions to make before retiring Guidance on the critical emotional, psychological, and health issues of retirement The latest information on Medicare, Medicaid, Social Security, and changes to the rules governing IRAs and 401(k)s Expert tips on how to arrange an estate to save money on taxes and probate