› › Spending Money And Having Fun Your Practical Guide To A Fearless Retirement

Spending Money and Having Fun: Your Practical Guide to a Fearless Retirement

Author : Bradly J. Gotto

Publisher : Lioncrest Publishing

Page : 0 pages

File Size : 42,65 MB

Release : 2022-08-16

Category : Business & Economics

ISBN : 9781544533193

Get eBook

Book Description

After years of hard work, long hours, and countless sacrifices, you're at the threshold of a monumental milestone: retirement. Are you ready? Sure, you've hired the right advisors and learned how to stockpile money. You've thought about taxes, healthcare, Medicare, and Social Security. But how will you make your paycheck last forever? What's your plan to turn savings into income? How will you spend your days without work commitments or obligatory schedules? You've saved money for a lifetime. Now it's time to spend it. In Spending Money and Having Fun, Retirement Income Certified Professional Brad Gotto teaches you how to be smart about spending so you can stop worrying and live the life you want. Old habits are hard to break, but Brad helps you embrace the counterintuitive and build new habits to support your next chapter. You'll learn how to change your mindset around spending, create boundaries that buy you freedom, and gain peace of mind with concepts that take the guesswork out of your financial requirements. Whether you're preparing for retirement or recently retired, Spending Money and Having Fun is the practical guide you need to unlock personal empowerment through responsible spending.



18 To 80

Author : Darryl Lyons

Publisher : Modern Growth Press

Page : 190 pages

File Size : 25,25 MB

Release : 2018-09-12

Category : Finance, Personal

ISBN : 9781948209984

Get eBook

Book Description

Are you trying to get a better grasp on retirement planning but have no idea where to start who to trust? Has creating a gameplan been on your to do list for the last, oh, few years? Darryl's latest book touches on financial topics in all stages of life in a way that is practical and easy to understand. If you are worried about your financial situation and the thought of retirement keeps you up at night, you need this book! Darryl Lyons, founder of PAX Financial Group in San Antonio, TX, is passionately focused on teaching and guiding the middle class on money issues that keep them up at night. He has been talking money and finances with people for decades and his practical approach has helped thousands of families.



Retirement Planning Guidebook

Author : American PRESS

Publisher :

Page : 126 pages

File Size : 39,4 MB

Release : 2021-11-25

Category :

ISBN :

Get eBook

Book Description

"What the heck am I gonna do all day when I'm no longer working?" ★★★ Discover Your Path Towards a Fun, Rich, and Boredom-Free Retirement! ★★★ → Are you wondering how you could spend your "freedom years" without boring yourself to death beyond just being secure financially? → Would you like to have a retirement that is fun, full of adventure, and healthy? If you answered "Yes" to at least one of these questions, please read on... I was wrong. Dead wrong. I thought that once I am retired, my favorite activity would be bouncing my grandkids on my knees and reading books with them. Damn, I was wrong. Even though bouncing my grandchildren is quite fun occasionally, and I love them to death, I discovered something else important that made my retirement years the best time I ever had. I am about to teach you; I have already taught thousands of people worldwide. "You changed my life" - they told me. Financially, emotionally and physically. Is this something that may interest you? Keep reading... Here is just a fraction of what's inside: What are "retirement risk factors," and how to not worry about your financial future ever again? Secure, safe, and fun retirement - a step-by-step guide and how to structure your "freedom years" so you don't have to worry about money again while doing what you love most Are you already retired? This chapter is a must-read for you! What else do you need to know about money and finance? Money-saving tips and strategies for men and women in their 60's What is the most effective way to handle stress and anxiety related to retirement planning? And how to adjust to retirement step-by-step? How to stay physically healthy in your retirement, without constant exercising? 70+ Fun activities to do in retirement (that's right, I have prepared a list of over SEVENTY fun and valuable things you can do once you retire, pick a few of them and put them into action!) Retirement planning mistakes to avoid (a must-read chapter if you don't want to learn from your own mistakes) How to avoid the "inevitable fear of boredom" in your retirement? So much more! And no matter if you are already retired or just thinking about it, this book will set you ready, put your mind at ease and let you enjoy it the best way you can! So don't wait, scroll up, click on "Buy Now," and Create The Retirement You Want!



Packing For Retirement

Author : James L. Flanagan

Publisher : Gatekeeper Press

Page : 200 pages

File Size : 16,10 MB

Release : 2019-03-22

Category : Business & Economics

ISBN : 1642373222

Get eBook

Book Description

Packing for Retirement is a must-read for anyone who is planning on retiring or who has recently retired. This easy-to-read book is complete with information that everyone needs to know about retirement planning, what this life transition means now and what it is likely to mean in the future . Packing for Retirement provides you with a roadmap to planning a successful and happy retirement. Longevity is changing the way we live the later part of life and as a result, we need the financial tools and resources to live our best lives. The author identifies the 10 most critical questions any retiree must answer, and helps the reader to understand the biggest risk in retirement - health, then demonstrates the ways in which a person can protect what they have worked for with insurance strategies and sound estate planning advice. This book includes self-assessments, check lists, sample form templates and most importantly, an action plan for every person planning to retire or navigating retirement. If you are between the ages of 50-70 and want to know about the inner workings of health care, taxes, IRAs, income planning and long-term care you must read this book. WARNING! The contents of this book have the possibility to change your life. Implement a few of these strategies and enjoy your ability to earn more, worry less while capitalizing on your longevity bonus.



Spend 'Til the End

Author : Laurence J. Kotlikoff

Publisher : Simon and Schuster

Page : 337 pages

File Size : 40,59 MB

Release : 2008-06-10

Category : Business & Economics

ISBN : 1416579672

Get eBook

Book Description

Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.



The Buckets of Money Retirement Solution

Author : Raymond J. Lucia

Publisher : John Wiley & Sons

Page : 240 pages

File Size : 38,98 MB

Release : 2010-08-09

Category : Business & Economics

ISBN : 0470581573

Get eBook

Book Description

Investors, shell-shocked by the "Great Recession" of 2008-2009, are looking for answers, for something fresher than the old 'buy-and-hold' mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. Ray Lucia's The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just that—a reassuring and scientifically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner who's helped thousands of people invest more than $2 billion, explains how to spend down 'safe' buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds. Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. "All in all," Lucia writes, "this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy that’s also growth-oriented." Almost every kind of investment—stocks, bonds, commodities, real estate—plunged in the past year or two, turning off millions of investors who'd been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions ... something fresher than the old 'buy-and-hold' mantra. Yet here's what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement ... remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors' fees but doesn't protect the investors' assets during the tough times.



The Smart Woman's Guide to Planning for Retirement

Author : Mary Hunt

Publisher : Revell

Page : 222 pages

File Size : 32,93 MB

Release : 2013-11-05

Category : Business & Economics

ISBN : 1441244956

Get eBook

Book Description

What does a woman want to do when she retires? Travel? Pursue hobbies? Spend time with friends and family? We all have dreams about what those days will be like. But when it comes to turning those dreams into reality, women's retirement confidence and know-how is low. According to a 2012 survey, 92 percent of women of all ages in this country don't feel they're educated enough to reach their retirement savings goals. For the woman who doesn't know where to start or would like a knowledgeable guide who speaks her language, financial expert Mary Hunt offers a comprehensive but approachable resource for saving and planning for retirement. Whether she feels entitled to retire at age 65, hopes she'll be able to stop working someday, or is convinced she'll never be able to retire, every woman will find real help in these pages. With her signature no-nonsense, energetic style, Hunt assures women that it's only too late if they don't start now. She clearly covers every aspect of retirement planning during every season of a woman's life, giving women the confidence they need to shape their futures.



The Ultimate Retirement Guide for 50+

Author : Suze Orman

Publisher : Hay House, Inc

Page : 0 pages

File Size : 33,25 MB

Release : 2020-04-07

Category : Business & Economics

ISBN : 1401961150

Get eBook

Book Description

Finance expert Suze Orman gives listeners the no-nonsense advice and practical tools needed to plan wisely for retirement in today's ever-changing landscape. She presents new rules for downsizing, spending wisely, delaying Social Security benefits, and more, starting now.



Living A Happy Early Retirement

Author : Loree Brean

Publisher :

Page : 34 pages

File Size : 13,34 MB

Release : 2021-03-28

Category :

ISBN :

Get eBook

Book Description

A roadmap to happiness in retirement. This book is a comprehensive and uniquely modern guide to looking after your heath, managing your money, and seeking a greater purpose. If you are worried about retirement, maybe you shouldn't be. About half of American retirees describe their post-work years as the best time of their life. Here you have a step-by-step guide to ending up in that happy half. Winning is a practical, inspirational, and entertaining look at the process of seeking happiness in what should be your most enjoyable years. In this Meaningful Retirement Book, you will discover: - What is Extreme Early Retirement? - 5 Reasons You Should Consider Extreme Early Retirement - What Type of Person Should Adopt Extreme Early Retirement - 7 Things You Must Remember Before Deciding to Plan for Extreme Early Retirement - How to Determine How Much Money You Need for Extreme Early Retirement - How to Calculate and Optimize Your IRA and 401K Plan - Costs You Must Keep in Mind for Extreme Early Retirement - How to Cut Down Spending: 5 Strategies - How to Increase Your Savings Rate by 30%-50% - How to Generate Passive Income Sources - A Crash Course to Investing Through Indexing - How to Become More of a Minimalist in 30 Days - You Have Achieved Extreme Early Retirement, Now What? - 9 Ways to Keep Busy in Retirement - Conclusion Step inside, you will not be disappointed. Click "buy now" above to start planning your great future.



The 5 Years Before You Retire, Updated Edition

Author : Emily Guy Birken

Publisher : Simon and Schuster

Page : 240 pages

File Size : 32,88 MB

Release : 2021-05-11

Category : Business & Economics

ISBN : 1507213611

Get eBook

Book Description

Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.