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The No Spend Year

Author : Michelle McGagh

Publisher : Coronet

Page : 0 pages

File Size : 49,64 MB

Release : 2018-01-11

Category : Finance, Personal

ISBN : 9781473652156

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Book Description

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.



The No-Spend Challenge Guide

Author : Jen Smith

Publisher :

Page : 98 pages

File Size : 50,64 MB

Release : 2017-11-08

Category : Debt

ISBN : 9781979464604

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Book Description

In this book you'll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, creator of the debt freedom blog SavingWithSpunk.com went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using No-Spend Challenges to change her money mindset and budget like a (mostly) pro.In The No-Spend Challenge Guide you'll discover: - Why budgeting alone isn't working - The psychology behind your impulsive spending - How to pay off debt fast while still having fun - Ways to do for free what you've probably been wasting money on - Ways to save money on your financial obligations - How to make the most of your time without spending money - Discover what you valueYou'll also get a free resource guide with every recommendation in the book in one place.Whether you're paying off student loan debt, saving for your first home, or just trying to control your spending; This is a personal finance book you'll return to again and again. Scroll up and Buy Now to start mastering your budget!



Stop Spending Money

Author : Greer Parks

Publisher :

Page : 132 pages

File Size : 22,28 MB

Release : 2021-03-23

Category :

ISBN :

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Book Description

The Ultimate Guide to Building Financial Freedom: Cut Your Spending, Plan Your Budget & Break the Chains of Money Slavery Today! Who can resist the temptation to fill their carts with discounted items? And, let's be real, all the different ways to shop - online, on our phones, in-store - doesn't make it any easier to combat the urge to treat yourself! Would you like to: Stop spending money on random stuff and be able to say no to the irresistible "discount" mark? Avoid making shopping mistakes, forget about impulse buys, and never again burn through your paycheck? Improve your finances by tackling your spending demons and actually start making more out of your budget? Finally be in control of your money, track your spending, and lose the label of being a shopaholic once and for all? If you want a brighter financial future, this book is a must! Unfortunately, most of us fall victim to the power of money. Simply put, money owns you. But, you can turn things around by following the tips and strategies in this powerful book! With the help of this unique guide, you will: Make your paycheck last longer by fully understanding the psychology of money and spending; Break free of your slavery to money and learn how to effectively stop spending but instead truly start living; Build financial freedom by following the ultimate 30 strategies to manage money and manifest your dreams; Easily pay off debt and get a good night's sleep knowing that you don't owe anything to anyone. Yes, all this is possible! This book will show you a revolutionary approach to getting there in no time by covering topics such as: Budgeting; Unnecessary spending; The debt snowball; Savings; Credit cards; The art of investing; Stocks and bonds; Mutual vs. index funds; And, as a bonus you'll also access: Easy-to-follow,highly effective guide to help you maximize your current budget; An abundance of proven tips and strategies to start investing smart; A blueprint to maximize your retirement investing; And much more! Are you ready to have more with less? Start working on your financial freedom today! Scroll up, click on "Buy Now with 1-click", and Get Your Copy Now!



Stop Spending, Start Managing

Author : Tanya Menon

Publisher : Harvard Business Review Press

Page : 231 pages

File Size : 44,96 MB

Release : 2016-07-26

Category : Business & Economics

ISBN : 1625270550

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Book Description

Stop Wasting Precious Time and Money You have a complex problem at work, and you know the standard solutions: hire a consultant, enlist a superstar employee, have more meetings about it. In short, spend money and hours to dig your way out. But you’ve been down this road before—the so-called solution consumes your time, dollars, and resources, and yet the problem still reappears. There is a way out of this cycle. Organizational researchers Tanya Menon and Leigh Thompson, experts in collaboration and creativity, identify five spending traps that lead to this wasteful “action without traction”: The Expertise Trap: recycling old solutions on current problems The Winner’s Trap: investing additional resources into failing projects The Agreement Trap: avoiding conflict to feel like a team player The Communication Trap: communicating too frequently over too many channels The Macromanagement Trap: assuming your employees don’t need your direction Menon and Thompson combine their own research with other findings in psychology to provide strategies to break these unproductive habits and refine your skills as a manager. From shaping problems in new ways and learning from failure through experimentation, to stimulating productive conflict and structuring coordinated conversations, you can escape these traps and discover the value hidden in your organization—without spending a dime.



How to Be Debt Free

Author : Khan Abdul Rauf

Publisher :

Page : 48 pages

File Size : 12,16 MB

Release : 2020-03-09

Category :

ISBN :

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Book Description

In this book you'll learn How to Be Debt Free: How to Stop Spending Money Impulsively, A simple plan for paying off debt and transform your spending habits to finally be able to stick to a budget.Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it.In The How to Be Debt Free Guide you'll discover: - Why budgeting alone isn't working- The psychology behind your impulsive spending- How to pay off debt fast while still having fun- Ways to do for free what you've probably been wasting money on- Ways to save money on your financial obligations- How to make the most of your time without spending money- Discover what you valueYou'll also get a free resource guide with every recommendation in the book in one place.Whether you're paying off student loan debt, saving for your first home, or just trying to control your spending; This is a personal finance book you'll return to again and again. Scroll up and Buy Now to start mastering your budget



The 30-Day Money Cleanse

Author : Ashley Feinstein Gerstley

Publisher : Sourcebooks, Inc.

Page : 256 pages

File Size : 26,12 MB

Release : 2019-01-01

Category : Business & Economics

ISBN : 1492665371

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Book Description

When were you last happy with your finances? Create lasting happiness with your financial situation — not by creating a blistering budget but by living the life you love! Ashley Feinstein Gerstley was working in financial services when she came to the shocking realization that even she was stressed about her personal finances. How could that be, with all her education and experience in dealing with money? Ashley quickly realized that her stress didn't only arise from a lack of knowledge but the way that we as a society treat and talk (or rather don't talk) about our money, and she created a system to turn the entire practice on its head! Through Ashley's system, in just 30 days you will have created a healthier, happier relationship with your money by: Eliminating all money stressors Finally knowing where your money is going Breaking those panic-inducing bad money habits Learning the basics of how and where to invest Making a plan that you can not only live with but enjoy Readers who have tried the 30-Day Money Cleanse have, on average, saved over $950 through the course of the month! Are you ready to cleanse?



Happy Money

Author : Elizabeth Dunn

Publisher : Simon and Schuster

Page : 224 pages

File Size : 44,11 MB

Release : 2013-05-14

Category : Business & Economics

ISBN : 1476740704

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Book Description

If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?



Clever Girl Finance

Author : Bola Sokunbi

Publisher : John Wiley & Sons

Page : 247 pages

File Size : 18,22 MB

Release : 2019-06-25

Category : Business & Economics

ISBN : 1119580838

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Book Description

Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.



Financial Peace

Author : Dave Ramsey

Publisher : Lampo

Page : 268 pages

File Size : 26,64 MB

Release : 2002-01-01

Category : Business & Economics

ISBN : 9780963571236

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Book Description

Dave Ramsey explains those scriptural guidelines for handling money.



Get a Financial Life

Author : Beth Kobliner

Publisher : Simon and Schuster

Page : 340 pages

File Size : 46,14 MB

Release : 2000

Category : Finance, Personal

ISBN : 0684872617

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Book Description

Provides financial advice that speaks the language and answers the questions of the generation just starting out on the road to financial responsibility.