The Australian Woman's Guide to Financial Independence


Book Description

Money isn't just about money. It's about security. It's about choices - to live our lives the way we want. It's about everything money enables you to do and just as importantly what it allows you not to do. Money is complex. Women know that they need to be smart about money, but are often stopped short- they don't know where to go, how to start, or who to trust. They feel that most material on money is skin-deep - it's either about budgeting or investing in the share market. They want expert guidance about money that explains the detail and the big picture, which is the genesis of the Joy of Money. The Joy of Money starts with the personal foundations of money - what matters most to us, our values, goals and priorities. It then covers the practical elements at the intersection of money and life- creating a system for managing money, career, family, relationships, investment, superannuation, insurance, wills and estate planning and retirement planning. This comprehensive money guide is designed to bring money to life - to put the joy back into money. You can read it cover to cover or dip in and out of the more pertinent chapters. We can't guarantee you instant financial freedom - we can give you financial knowledge and step-by-step guides to set you well on your way.




On Your Own Two Feet


Book Description

Women need to plan, not wait to react. Most women know, or have found out, that financial security is the key to living an independent, safe and fulfilling life. Yet women still lack the knowledge and confidence needed to take charge of their own financial future. This book will change that. Helen Baker is one of Australia’s most credentialled and qualified financial advisers, and has worked directly with women to address their financial needs for nearly 15 years. She is uniquely placed to advise with experience and awareness how women’s ages and life events have lasting effects on their financial security. Helen knows how women flourish with control and certainty over their lives. She wants women to plan for all stages in life and not react only when adversity hits. Her financial advice covers every aspect of a woman’s life – from the starting-out years, through solo living, marriage, motherhood, divorce, aged care, bereavement and retirement. And she provides expert guidance on all areas of financial planning: foundations, home ownership, salaries and superannuation, credit cards, mortgages and pay later schemes. So whatever life has in store for you as a woman, Helen’s financial advice is here to help you plan for the best life you can. After my husband passed away, leaving me with little knowledge of our finances…Helen showed me how to organise my financial affairs and prepare for my life ahead. I would happily recommend her to anyone needing help in financial planning. - COLLEEN McCULLAGH Helen’s approach is totally professional and highly engaging, and her credentials instil great confidence. My financial knowledge has skyrocketed as a result of reading this book! - L AURA VASCON




Live It, Love It, Earn It


Book Description

Does your heart race when your credit card bill arrives? Are you one flat tire or one emergency room visit from financial ruin? If you think a secure financial future is out of reach, you're wrong. Let Marianna Olszewski teach you how to love your money instead of running scared from it. Marianna didn't start out rich, happy and fabulous. A strapped-for-cash childhood motivated her to strive for abundance and financial independence-goals she exceeded by age thirty as a successful business owner and respected Wall Street player. Now Marianna reveals the lessons she learned on her own road to success and the savvy strategies of other amazing women. She shows how to let go of stress, break your bad money habits, take control of your finances, and finally achieve your goals and a happier, richer life. You'll learn to: -Say Yes to Yourself: Turn toward people and situations that enhance your life and well being, and away from those that don't. Until you start affirming your future through both thought and action, your efforts to improve your finances will fall flat. -Fall in Love with Your Money: Having a cavalier attitude toward money is part of the reason many of us find ourselves in a financial pickle. But when you treat your money with respect, keep track of it and spend and save it wisely your money will always love you back. -Act as If: If you think that change is impossible, think again. Start your transformation by acting as if you already are as successful, intelligent, and prosperous as you want to be. Live It, Love It, Earn It is full of true stories of ordinary women who have overcome tough challenges, such as climbing the corporate ladder, getting out of debt, and changing jobs mid-career, to get the life you want. Marianna also shares insights from other successful women like designer Diane von Furstenberg; shoe mogul Tamara Mellon (of Jimmy Choo); fashion entrepreneur Tory Burch; the first woman to hold a seat on the New York Stock Exchange, Muriel Seibert; and Congresswoman Marsha Blackburn. Let Marianna give you the tools you need to create and maintain and abundant and fulfilling life. For more information, visit: www.LiveItLoveITEarnIt.com




Girls Just Want To Have Funds


Book Description

How women can become financially independent: an expert shows how with practical tips and case studies. Do women have different financial goals from men? Generally speaking the answer is no. However, women do have different life patterns and these greatly affect their ability to save or invest and, importantly, our ability to take risks. Sheryl Sutherland has been a financial advisor for New Zealand women for over twenty years. In Girls just want to have Fund$, she helps the reader move towards creating a financial plan for life. Her style is relaxed and pitched at 'every woman'. Working through 'money myths', the author helps the reader identify her own goals and values. Sutherland uses case studies, exercises, quizzes and questions to encourage readers to think about their own personal financial situation and in turn moves them towards savings and investments. Financial terms are explained in plain English. And the text is littered throughout with pithy and humorous statements, and bold money facts. She discusses partnerships and money, tips for compromise, and commandments for every woman. There's a chapter on the Art of Investing which explains growth and income, risk and return, liquidity and more; another on tactics for lifting the debt burden; legal issues are covered as well as financial advisors, retirement, mortgages, monitoring portfolios and estate protection.







Head & Heart


Book Description

Advises women on financial security and the economic aspects of relationships, divorce, widowhood, and responsiblity for dependents




More Than Pin Money


Book Description




Prince Not So Charming


Book Description

A certified financial planner narrates a woman’s journey to financial independence, providing money management tips for single, married or divorced women. In Prince Not So Charming, you will take a riveting journey with Cinderella as she navigates romance, emotional upheaval, and near-financial-death experiences—all of which lead her to find inner strength despite seemingly insurmountable setbacks. Nine out of ten women will be solely responsible for their finances at some point in their lives. Prince Not So Charming is a call to action that will inspire and empower you to take control of your finances regardless of the obstacles you face, plus you’ll learn: · Strategies for women to regain power and avoid financial ruin · How to maintain financial independence—whether you're married, single, or contemplating divorce—and why this is so important · Financial strategies to help you safeguard yourself and those you love · Ideas to reduce the financial and emotional burdens of divorce Whether you're a high-powered executive or a single mom struggling to make ends meet, Prince Not So Charming will encourage you to claim your power to create and protect your financial future.




Becoming Debt-free: A Journey Towards Financial Freedom


Book Description

Is this the year you’re finally going to be consumer debt-free? Does lifestyle creep keep stealing your salary increase? Does FOMO keep throwing a curveball at your budget? Don't worry, there's hope! In this part-memoir, part-how to, the author shares: - How she eradicated consumer debts at 27 as an expatriate in the UAE - How credit cards perpetuated her overspending and how she turned it around - How mindset change became the foundation of her debt-free journey This book takes a light-hearted approach to personal finance, making it a fun and enjoyable read. As a self-professed personal finance geek, Rian gives insight on how to: - Become debt-free and achieve financial freedom - Change how you use your credit card to your advantage - Travel without worrying about debt - Pay for insurance premiums with ease - Save for a home or car deposit without feeling deprived If you've tried eliminating all your debts before but found yourself buried in them again, Rian will walk you through simple yet effective practices that will help you: - Pay and close your multiple credit card debts - Leverage a personal loan to build an income-producing asset - Prepare for a mortgage or car financing - Build sinking funds for travel, rent, emergency fund, gifts, and other big recurring expenses - Analyse your expenses and remove "expense bloaters" - Adopt a zero-based budgeting scheme for you and your household - Avoid get-rich-quick schemes that can leave you even more in debt This book is a must-read for anyone looking to take control of their finances and become debt-free. Read now!