The Illustrated Guide to Financial Independence


Book Description

Are you tired of the day-to-day grind of trying to make ends meet? Are your bills stacking up while saving money has become only a distant dream? Do you seem to go from money disaster to money disaster, never making any real progress? Do you fully understand that your finances need serious work, but you just don't know where to start? Most importantly, would you like to never have to deal with these issues again? The Illustrated Guide to Financial Independence offers step-by-step strategies (or "stair steps") that help you build a strong financial framework. Additionally, each chapter in the book is also summarized with illustrations. You will learn: - -the secrets to staying motivated -the strategies to remaining on track with your financial plan -the techniques for overcoming common roadblocks -the knowledge you need to build life-changing wealth. Gain the confidence to move forward and take the first step toward creating financial independence in your life now!




The Illustrated Guide to Financial Independence


Book Description

"The modern real-world examples, step-by-step guides, practical budgeting advice, attainable goal-setting, and fantastic illustrations all come together to create a valuable resource for young adults who are interested in understanding financial literacy but don't know where to begin. I plan on adding a copy to the Young Adult collection at the library where I work, and I'll be purchasing a copy for my own teen; the book is that great." - Anna Dussler, YA library collection developer and cataloger "Faulkner's Illustrated Guide to Financial Independence: Young Adult edition is a tool I wish I had in my pocket when I was a teenager." - Lana Lunsford, high school teacher and parent "This is the only financial book I have read in my life, and I am so glad it was this book! It was easy to read and understand. I particularly loved the stories of amazing financial success achieved by dozens of high school and college students." - Lauren Pimentel, college student CRITICAL FOR YOUNG ADULT SUCCESS Ideal for high school students, recent high school graduates, college students, or anyone who wants to be financially successful. The Illustrated Guide to Financial Independence: Young Adult Edition explains how to turn your dreams into reality by utilizing proven financial concepts and skills to create positive financial outcomes that will support the life you want. A dedicated team of financial educators, researchers, teachers, librarians, and students helped create sound financial strategies to build confidence and improve life outcomes. Learn how to: budget, save, and set important goals. understand loans and the best way to repay lingering debt. create credit, build credit, and even fix your credit. overcome demographic or family-related factors that could hold you back. analyze college costs and determine a degree's return on investment. avoid the financial mistakes your parents made. You will learn: Money Game techniques and cheat codes to transform yourself into a master-level player. several financial mindsets that are vital to boosting financial success. why creating financial abundance is moral, proper, and even fair to our society. methods to create upward financial momentum and why it matters. about the inner working of bonds, stocks, and our financial markets. about the amazing power of compounding interest. why controlling your future (self-efficacy) is vital to both success and mental health.




The F.I.R.E. Planner


Book Description

Plan for your financial future with this interactive guide to everything there is to know about mindful spending, strict saving regimes, clever investments, and sustainable living so you can achieve financial independence early and, ultimately, live a more simple, happier life. F.I.R.E—Financial Independence, Retire Early—is a popular lifestyle movement amongst millennials and Gen Xers. The F.I.R.E. Planner is the first illustrated, interactive guide to putting this philosophy into practice. This accessible book teaches you everything there is to know about strict savings, smart investing, mindful spending, and living sustainably to ensure financial independence for a much simpler and happier life. Start planning for your future life today and make the most of your current income so you can live the life of your dreams.




A Smart Girl's Guide: Money


Book Description

A practical reference for young girls helps them identify personal spending styles while outlining strategies for earning money, saving funds, and making smart shopping choices as recommended through the advice of other girls.




Charles Schwab's Guide to Financial Independence


Book Description

When it comes to investing, most of us know where we'd like to be but not how to get there. We'd like nothing better than to sit down with an experienced professional who can guide us through the bewildering array of choices. Reading this easy-to-understand book is like having the founder and CEO of a $350 billion brokerage firm sit at your kitchen table and distill his 40-plus years of accumulated wisdom in a one-on-one session with you. You will learn how to: Define and set investment goals Prepare an investment plan, put the plan into action, and update the plan regularly Plan for your children's education or your own retirement Cope effectively with the ups and downs of the market Make sure you'll have enough for a comfortable retirement




Be Financially Free


Book Description

Wouldn’t it be great to be free from financial worries? To be able to live the life you choose instead of working your life away? You can achieve this if you understand how the economy works, how consumerism seduces you into debt, and how to use the tools at your disposal correctly. Financial independence is too important to let others manage it for you. Morten Strange, financial analyst, ‘citizen economist’ and naturalist, draws from his 50 years of experience through the 1973 oil crisis and various stock market crashes and economic recessions to show you how to manage your money so you can be financially free. He explains, in simple terms, the mechanics of financial products and types of investments such as savings, bonds, shares and property, and offers practical guidelines you can apply immediately. What sets this book apart is its focus on the current economy and the ominous direction that it is taking. While most analysts focus on short-term solutions, Be Financially Free takes a global view. In this time of impending ecological limits and the end of economic growth, what will you need to do to achieve – and protect – your financial independence in the long term? Illustrated with charts, diagrams and case studies, this revelatory book will empower you to embark on the path to financial freedom.




Practical Steps to Financial Freedom and Independence


Book Description

Attaining financial freedom and independence is not rocket science. It is within the reach of everyone ready to focus and pay the full price, to start from where you are to get to where you want to be. Practical Steps to Financial Freedom and Independence outlines practical steps you need to take to get from where you are financially to where you want to be. Drawing extensively from the author's personal experience and spiced with humor, Practical Steps to Financial Freedom and Independence, like a friendly guide takes you by the hand and shows you the way home.Each chapter covers a step with an illustration from the author's personal life. With these steps, you learn how to discover yourself, your unique gifts and talents and how to make your unique contribution to the world, becoming who you were born to be in the process. The journey to financial freedom and independence is not just about becoming rich, but the freedom to live your dreams, and in the process give others permission to live theirs.




Big Profits from Small Properties


Book Description

Todays property and mortgage markets offer some of the most advantageous opportunities of any time in the recent past. This is one of the best times in history to implement a real estate investment strategy. In Big Profits from Small Properties, author Michael E. Heeney presents a step-by-step guide to creating financial independence, developing a lifetime income, and building personal net worth through real estate investing. Drawing on Heeneys personal experience, this down-to-earth guide provides practical advice and specific strategies for investing in real estate. Heeney shows how anyone can build a steady, guaranteed income in real estate with a small amount of capital to realize substantial profit and shares information about how you can create investment objectives and goals; realize what type of income property works best; negotiate for good prices and terms; finance property buys a dozen different ways; make improvements that provide for extraordinary returns; buy, upgrade, and operate apartments; handle tenants; buy a single-family home; implement money-saving tax strategies; grow and protect an estate while avoiding the dangers of over expansion; realize the keys to finding the right properties and motivated sellers; and assemble a portfolio of excellent income producers. Using the steps outlined in Big Profits from Small Properties, you can build a lifetime of income and wealth. Start succeeding today!




Personal Finance QuickStart Guide


Book Description

THE ULTIMATE BEGINNER’S GUIDE TO TAKING CONTROL OF YOUR FINANCES INCLUDES FILLABLE SIMPLIFIED BUDGET SPREADSHEET AND OTHER ESSENTIAL DIGITAL ASSETS Are you tired of feeling stressed out and overwhelmed when you think about your finances? Have you gotten frustrated with personal finance advice from “experts” that doesn’t feel like it speaks to your unique financial situation? No matter where you are in your financial journey Personal Finance QuickStart Guidecovers everything you need to know to make a positive financial change in your life. At a time when 80% of US workers live paycheck to paycheck and as many as 40% of Americans can’t afford a surprise $400 expense it has never been more important to take control of your financial wellbeing. In Personal Finance QuickStart Guide author, podcaster, and financial advisor Morgen B. Rochard CFA, CFP®, RLP® pulls back the personal finance curtain to present personal finance wisdom that is so simple anyone can start putting it to use today. Morgen has distilled a career’s worth of experience in the financial world into an uncommonly helpful guide to the common money problems we all face. Filled with personal stories told in her straightforward and candid style, this book is the missing ingredient for anyone who wants to take control of their finances and live their most fulfilled life. It doesn’t matter where you are on your financial journey, how much experience you have, or how much money you have in the bank—you can make the financial changes needed to build the fulfilling life you deserve with the time-tested and proven personal finance wisdom enclosed in this book. Personal Finance QuickStart Guide Is Perfect For: - Millennials who feel like they never got a handle on their finances and want to catch up - Young adults who want to build a good financial foundation for the future - Working professionals who are thinking about retirement - Anyone looking to make a financial change in their life and build wealth Personal Finance QuickStart Guide Covers: - How to think about money and craft your own positive money mindset - Repairing your credit score to increase your buying power and provide more freedom in your life - The difference between good and bad debt and how to pay down and manage debt - Financial goal setting with actionable steps to accomplish your goals - How to prepare for retirement and secure your own financially independent future Personal Finance QuickStart Guide Will Teach You: - How to build a positive money mindset, analyze your own money habits, and secure your own financial freedom for good times and bad - How to effectively manage and pay down debt, the difference between good and bad debt, and how to raise your credit score (and keep it high) - How to translate your dreams into a financial reality without restrictive budgeting or beating yourself up over daily spending - The best way to prepare for major life events like home buying, weddings, and sending kids off to college - Yes, you need to invest—how to put your money to work for you without assuming a mountain of risk or learning complicated charts - How to prepare for retirement the smart way, what to do if you come into money, how to reduce your tax burden and more—your entire personal finance journey is in these pages! *LIFETIME ACCESS TO FREE PERSONAL FINANCE DIGITAL ASSETS* Easy to use Simplified Budget Spreadsheet - 1 Page Personal Finance Plan - Effective Goal Setting Workbook - Additional visual aids, infographics and more!




Money School


Book Description

‘Time poor’ is the catch-cry of our era, and yet end-of-life retirement means we have an average of two decades of feeling time rich to look forward to . . . when we’re old. How arse-about is that? But there is an alternative to working your butt off for decades and retiring when you’re worn out: it’s called financial independence, and it means being able to cover life’s essentials and afford the luxuries you want without having to turn up to a job each day. Imagine: the freedom and flexibility to work if, when and where you like, go travelling, spend time with family or start that business you’ve been dreaming of. And with enough time and a way to earn, it’s achievable for most people through the power of passive income. Lacey Filipich knows because she’s done it herself – and has been teaching the strategies and steps for financial independence for a decade through her education company, Money School. Now, she’ll teach you all her tried-and-true lessons for redesigning your personal finances to create the life you really want. From maximising your income and cutting costs without big sacrifice, to property, shares and retirement funds, Money School explains exactly how to build a passive income that will completely change your life. Take control of how you spend your time and money to make them work for you – and get on the fast track to being financially independent and time rich.