The Retirement Challenge


Book Description

“Imagine that you board an airliner and are told that you will be piloting the plane. Such is the plight of tens of millions of Americans, on whom have been foisted a jumble of 401(k), 403(b), and 457 defined contribution plans, and are as well qualified to manage their retirement portfolios as they are to pilot a jet from Los Angeles to Boston. Since things aren’t changing any time soon, you may very well need flying lessons, and pronto. Frank Armstrong’s The Retirement Challenge: Will You Sink or Swim? is just the ground school you need.” —William Bernstein, author of A Splendid Exchange: How Trade Shaped the World and The Four Pillars of Investing: Lessons for Building a Winning Portfolio “Armstrong and Doss have written a simple and understandable guide through the maze that is our financial world. If your goal is to outperform the vast majority of investors on the road to retirement, The Retirement Challenge: Will You Sink or Swim? paves the way.” —TAYLOR LARIMORE, coauthor of The Bogleheads’ Guide to Investing “This is a great handbook for those planning for retirement. Armstrong and Doss not only tell you the right way to build a plan, they also show you how to avoid purchasing products from the wolves of Wall Street that lead investors to be sheared like sheep.” —LARRY SWEDROE, author of The Only Guide to Alternative Investments You’ll Ever Needand Wise Investing Made Simple “In today’s investment markets, this is an invaluable book. If you care about the quality of the rest of your life, you owe it to yourself and your family to read The Retirement Challenge: Will You Sink or Swim?” —HAROLD EVENSKY, CFP®, AIF®, President, Evensky & Katz In 48 quick, practical lessons, Armstrong shows how to assess what you have and what you’ll need to build a simple, reliable retirement plan. Better yet, the book’s easy online calculators do all the math for you. Investing for retirement has never been so sensible and simple! Includes free access to comprehensive Web-based tools and resources at www.Sink-Swim.com: More than 75 easy-to-use online calculators and budget spreadsheets to help you get on track and stay on track Sample asset allocation plans you can adjust for any stage of your career and any portfolio Up-to-the-minute updates on pension law, regulation, enforcement, and estate planning Free Sink or Swim Newsletter, and much more




Women and Retirement


Book Description

In the last century, changes to the nature and patterns of women’s working lives have been vast. Notably, the huge increase in women’s participation in the paid workforce means that today women are retiring in unprecedented numbers. How do they cope with this lifestyle transition? What major difficulties do they face? How do they process the problems associated with managing this transition in fulfilling ways while juggling family, financial, friendship, ageing and health issues? To date, most retirement studies have focused on men, and therefore gender-specific issues relating to post-work life, such as the pay gap, the double shift, women’s longer lifespans and their traditional roles as carers and social nurturers, have been afforded far less attention. Women and Retirement: Challenges of a New Life Stage is the first book of its kind to examine women’s retirement using a lifespan perspective. Based on the authors’ extensive study of over 1,000 retired Australian women as well as current research, the book presents models of various retirement trajectories and compares women’s experiences with the more widely researched retirement experiences of men. Moore and Rosenthal consider the nature of the transition from full-time work to retirement and the many different pathways and factors influencing this journey: women’s financial status in the retirement years; their health changes; and the varied activity patterns they adopt. Women and Retirement is a comprehensive, up-to-date and evidence-based review of the female retirement experience. It will be invaluable for courses on ageing and health within psychology, women’s studies, social work and sociology, and for use by practitioners in these fields.




The Retirement Challenge


Book Description

A collection of chapters on a variety of aspects of today's retirement landscape, written by members of Retirement Coaches Association.




The Hard Times Guide to Retirement Security


Book Description

A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.




Retirement and Its Discontents


Book Description

In the popular imagination, retirement promises a well-deserved rest—idle days spent traveling, volunteering, pursuing hobbies, or just puttering around the house. But as the nature of work has changed, becoming not just a means of income but a major source of personal identity, many accomplished professionals struggle with discontentment in their retirement. What are we to do—individually and as a culture—when work and life experience make conventional retirement a burden rather than a reprieve? In Retirement and Its Discontents, Michelle Pannor Silver considers how we confront the mismatch between idealized and actual retirement. She follows doctors, CEOs, elite athletes, professors, and homemakers during their transition to retirement as they struggle to recalibrate their sense of purpose and self-worth. The work ethic and passion that helped these retirees succeed can make giving in to retirement more difficult, as they confront newfound leisure time with uncertainty and guilt. Drawing on in-depth interviews that capture a range of perceptions and common concerns about what it means to be retired, Silver emphasizes the significance of creating new retirement strategies that support social connectedness and personal fulfillment while countering ageist stereotypes about productivity and employment. A richly detailed and deeply personal exploration of the challenges faced by accomplished retirees, Retirement and Its Discontents demonstrates the importance of personal identity in forging sustainable social norms around retirement and helps us to rethink some of the new challenges for aging societies.




Retirement


Book Description

A Plan for the First 30 Days of Retirement! Enjoy 2 FREE gifts with your purchase of this book: a mastermind group membership and a special report for planning the life of your dreams. Read this book for FREE on Kindle Unlimited - Order Now! So you just gave notice at the job you have worked almost your entire life that you have decided to retire. But until your last day, the excitement has detoured you from thinking how you would like to spend the remaining time you have here in this lifetime. If you begin to think negatively about what your retirement may have to offer you, then you have come to the right place.Retirement should not be seen as a stage of life that lacks in luster. It should be a time that is seen as positive, uplifting, inspiring and adventurous. While there are challenges that all retirees face in their aging years, there is much more to this stage of life than sitting around in boredom and regret, wishing you had done more while you were younger. In fact, retirement should be viewed as a time for furthering self-discovery and experiencing things that the profits of your retirement can lead you to! Stepping into retirement does not mean that you are giving up on truly living. It is a time to discover yourself through the means of challenges and activities that you otherwise have no had the essential time to complete. The contents of this book include: * An introduction to retirement* The various challenges that retirees face * Numerous ways to have fun during retirement * Activities that retired couples can do * New hobbies to explore * How to invest your retirement savings the right way * A chapter full of 30 days of different challenges, ideas and activitiesAnd more! You have worked your knuckles to the bone for the majority of your life creating a nice cushion of green to live on as you age. So why waste all that dedicated time on living in boredom and on the dull side of the tracks? This book was written to show all those in your shoes that retirement is supposed to be fun, adventurous and a time for self-exploration. While your body might be aging, your mind is still craving new experiences. The contents of this book have that to offer and more! Don't wait another minute to access this quick and powerful guide to Retirement, order your copy today! It's fast and easy to purchase this fascinating book - just scroll up the right-hand side of your screen and click on the BUY NOW WITH ONE CLICK button.




The New Rules of Retirement


Book Description

Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC




The Retirement Challenge


Book Description

We need a new retirement paradigm as private pensions disappear. Families must take more responsibility for their retirement by saving consistently, working long enough to accumulate enough savings, and spending their savings at an appropriate rate in retirement. Families cannot build a secure retirement by themselves, however; they need help from government and employers. This book discusses the strengths and weaknesses of our current retirement system and suggests feasible, sensible reforms to make it much better. Policymakers must put Social Security and Medicare on a sound financial footing. They should provide incentives for all employers to set up retirement savings plans and, for workers who lack access to an employer-provided plan, create federal- or state-run plans so that all workers can save for retirement. Policymakers should reform the large tax incentives for retirement saving that mostly benefit affluent families so that they help all families. Insurance markets can help families manage the risks of uncertain lifetimes and the cost of long-term care, but they don't work well. Neither does the market for reverse mortgages that could help families deploy the equity in their homes. Most companies have shut down their traditional pension programs, but they can contribute to 401(k)-type plans for their employees and encourage all employees to contribute to them as well. They can give employees the option to buy annuities and long-term care insurance as part of their retirement packages and negotiate group rates for these policies.




The Retirement Challenge


Book Description

"Imagine that you board an airliner and are told that you will be piloting the plane. Such is the plight of tens of millions of Americans, on whom have been foisted a jumble of 401(k), 403(b), and 457 defined contribution plans, and are as well qualified to manage their retirement portfolios as they are to pilot a jet from Los Angeles to Boston. Since things aren't changing any time soon, you may very well need flying lessons, and pronto. Frank Armstrong's The Retirement Challenge: Will You Sink or Swim? is just the ground school you need."--William Bernstein, author of A Splendid Exchange: How Trade Shaped the World and The Four Pillars of Investing: Lessons for Building a Winning Portfolio "Armstrong and Doss have written a simple and understandable guide through the maze that is our financial world. If your goal is to outperform the vast majority of investors on the road to retirement, The Retirement Challenge: Will You Sink or Swim? paves the way." -TAYLOR LARIMORE, coauthor of The Bogleheads' Guide to Investing "This is a great handbook for those planning for retirement. Armstrong and Doss not only tell you the right way to build a plan, they also show you how to avoid purchasing products from the wolves of Wall Street that lead investors to be sheared like sheep." -LARRY SWEDROE, author of The Only Guide to Alternative Investments You'll Ever Need and Wise Investing Made Simple "In today's investment markets, this is an invaluable book. If you care about the quality of the rest of your life, you owe it to yourself and your family to read The Retirement Challenge: Will You Sink or Swim? " -HAROLD EVENSKY, CFP ®, AIF ®, President, Evensky and Katz In 48 quick, practical lessons, Armstrong shows how to assess what you have and what you'll need to build a simple, reliable retirement plan. Better yet, the book's easy online calculators do all the math for you. Investing for retirement has never been so sensible and simple! Includes free access to comprehensive Web-based tools and resources at www.Sink-Swim.com: More than 75 easy-to-use online calculators and budget spreadsheets to help you get on track and stay on track Sample asset allocation plans you can adjust for any stage of your career and any portfolio Up-to-the-minute updates on pension law, regulation, enforcement, and estate planning Free Sink or Swim Newsletter, and much more.