Who Pays for Car Accidents?


Book Description

In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.




Who Pays for Car Accidents?


Book Description

In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.




Car Accident Secrets


Book Description

Learn the secrets today of what you need to know if you or someone in your family is involved in a car accident. Learn from the pros on what to look for when having your car repaired, what you are entitled to and how to handle a personal injury accident claim. Learn what the insurance companies don't want you to know.




Crash Course


Book Description

Trauma following automobile accidents can persist for weeks, months, or longer. Symptoms include nervousness, sleep disorders, loss of appetite, and sexual dysfunction. In Crash Course, Diane Poole Heller and Laurence Heller take readers through a series of case histories and exercises to explain and treat the health problems and trauma brought on by car accidents.




There Are No Accidents


Book Description

A journalist recounts the surprising history of accidents and reveals how they’ve come to define all that’s wrong with America. We hear it all the time: “Sorry, it was just an accident.” And we’ve been deeply conditioned to just accept that explanation and move on. But as Jessie Singer argues convincingly: There are no such things as accidents. The vast majority of mishaps are not random but predictable and preventable. Singer uncovers just how the term “accident” itself protects those in power and leaves the most vulnerable in harm’s way, preventing investigations, pushing off debts, blaming the victims, diluting anger, and even sparking empathy for the perpetrators. As the rate of accidental death skyrockets in America, the poor and people of color end up bearing the brunt of the violence and blame, while the powerful use the excuse of the “accident” to avoid consequences for their actions. Born of the death of her best friend, and the killer who insisted it was an accident, this book is a moving investigation of the sort of tragedies that are all too common, and all too commonly ignored. In this revelatory book, Singer tracks accidental death in America from turn of the century factories and coal mines to today’s urban highways, rural hospitals, and Superfund sites. Drawing connections between traffic accidents, accidental opioid overdoses, and accidental oil spills, Singer proves that what we call accidents are hardly random. Rather, who lives and dies by an accident in America is defined by money and power. She also presents a variety of actions we can take as individuals and as a society to stem the tide of “accidents”—saving lives and holding the guilty to account.




Protect & Defend


Book Description

STOP AND THINK! Do you know what legal steps you need to take to safeguard... Your family? Your business? Your money? Maybe you were caught in a car accident where you're not sure of your rights, or you're looking for a lifetime of legal protection for your company, your family or your wealth. Whatever the case, you need to know what it takes to protect your rights and defend you and your loved ones from unforeseen legal threats. Protect and Defend is the book that delivers that vital information by gathering together America's leading attorneys to bring you practical advice based on their years of top-level experience. In each chapter, you'll get exclusive access to their expertise, as they tackle some of today's most crucial legal issues-issues that affect us all every day. The law can be your best friend-or your worst enemy. And you absolutely need to know how to put it on your side whether you're facing an immediate emergency or looking for long-term solutions. Protect and Defend brings you proven strategies to help you do just that-before it's too late.




Recovering from Your Car Accident


Book Description

Road traffic injuries are a neglected global pandemic. Up to 50 million people a year worldwide are injured or disabled in car accidents. The deleterious impact on the global economy is immense. Thousands of those injured die of opiate overdoses, trying to deal with chronic pain. The post-accident life of a survivor is all too often devastated by spinal or severe orthopedic injuries, depression, anxiety, PTSD, sleep disturbances, mild episodic or chronic pain, and/or a traumatic brain injury that can cause personality changes, cognitive and memory impairments, and debilitating fatigue. A substantially reduced quality of life with career changes and setbacks, broken and overstressed relationships, and financial hardships that continue for many years, often ensue. First Responders, healthcare providers, the survivors’ community and to the largest degree, the survivors’ family, are forced to deal with the staggering impacts. Auto accidents can dramatically alter lives, forever. Where do survivors and their families go for help? How do survivors heal and get their lives back? Everyone is desperate for hope and evidence-based solutions to manage disabling conditions and ultimately reclaim their lives. Thisis the first book to offer comprehensive, evidence-based information to both the survivors and their caregivers on understanding, managing, and healing physical and emotional traumas sustained in auto accidents. Based on James Zender's more than fifteen years’ experience as a clinical psychologist specializing in auto-accident trauma care, Recovering From Your Car Accident leads survivors and their families through the extensive process of emotional and physical recovery. With empathy and compassion, Dr. Zender explains how to conquer the multitude of challenges that often result from auto accidents, including managing pain, depression, and anxiety, addressing concerns about the future and finances, personality changes, emotional and cognitive dysfunction, post-traumatic stress, traumatic brain injury, and strained personal relationships. Through stories recounted by Dr. Zender's patients, survivors will learn that they are not alone and that there is hope for a better tomorrow. Policymakers will gain insight into accident prevention and will be inspired to implement policy improvements to better meet the needs of the auto accident community. Helpful tips throughout this book and a resource section featuring the best online and community support options will aid survivors and their families with rehabilitation. Recovering from Your Car Accident willassist survivors with rebuilding their lives and discovering new ways to thrive.




Grown and Flown


Book Description

PARENTING NEVER ENDS. From the founders of the #1 site for parents of teens and young adults comes an essential guide for building strong relationships with your teens and preparing them to successfully launch into adulthood The high school and college years: an extended roller coaster of academics, friends, first loves, first break-ups, driver’s ed, jobs, and everything in between. Kids are constantly changing and how we parent them must change, too. But how do we stay close as a family as our lives move apart? Enter the co-founders of Grown and Flown, Lisa Heffernan and Mary Dell Harrington. In the midst of guiding their own kids through this transition, they launched what has become the largest website and online community for parents of fifteen to twenty-five year olds. Now they’ve compiled new takeaways and fresh insights from all that they’ve learned into this handy, must-have guide. Grown and Flown is a one-stop resource for parenting teenagers, leading up to—and through—high school and those first years of independence. It covers everything from the monumental (how to let your kids go) to the mundane (how to shop for a dorm room). Organized by topic—such as academics, anxiety and mental health, college life—it features a combination of stories, advice from professionals, and practical sidebars. Consider this your parenting lifeline: an easy-to-use manual that offers support and perspective. Grown and Flown is required reading for anyone looking to raise an adult with whom you have an enduring, profound connection.




North Carolina Auto Accident & Insurance Law


Book Description

Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement




Who Will Pay My Auto Accident Bills?


Book Description

Find out what you need to know about car accidents - and win your claim! Car accidents are the most common cause of death, the most deadly source of injury and they are the #1 cause of acquired disability in the world. As a driver or a passenger, you have a one-in-four chance every time you are in a car to be in an accident. Do you think you're covered? Think again. Insurance companies that are supposed to pay you for your harms and losses are NOT YOUR FRIENDS. Fortunately, here is all you need to obtain proper compensation. Paul A. Samakow, after decades of beating the insurance companies and winning cases for thousands of auto accident victims, shows you everything about: Medical bills Damaged cars Selecting an attorney, doctor and auto body repair shop Compensation for lost income, pain and suffering, future medical expenses, and permanent injuries Health insurance issues Knowing your state laws Government benefits ... and more To protect yourself, you must know what is in this book. Even the simplest collision can cause years of aggravation, wasted time and needless expense, but you can be a winner in every aspect of your claim. Even if the accident was your fault, you can obtain thousands of dollars. Keep this book safe - you may need it to get all the money you deserve!"