Widows Waiting to Wed?


Book Description







The Charles Schwab Guide to Finances After Fifty


Book Description

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.




Get What's Yours


Book Description

Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.




Finding Love After Loss


Book Description

Guides readers through the emotions and practical concerns of finding love after the death of a partner. Romantic love, in all its permutations, forms one of the most fascinating of human interactions. It also can be one of life’s thorniest challenges, especially in a world where relationships often unfold online and, recently, where a pandemic barred face-to-face contact with people outside one’s immediate household. Among those seeking romance in increasing numbers is a group that stands apart: the women who, slammed by the death of a spouse, bravely pursue new love. Finding Love After Loss: A Relationship Roadmap for Widows goes to the trenches to interview widows who have embarked, nervously but with hope, on this quest. Their frank and revealing interviews, along with wisdom from relationship experts, provide guidance to other women trying to navigate the relationship scene when their last date might have been decades ago. Where do widows find new partners? How much should they share in their online profile? What do they tell their friends and family? What about getting naked for the first time with a new man? Who pays when the bill appears at a restaurant? More than any time in U.S. history, the country’s widows are seeking another chance at romance. The sheer number of widows—11 million, with an average age in the fifties—makes them a formidable force. They are living longer and have broader views on sex and money. Yet it is difficult for them to find their footing. Many of them have been away from the courtship arena for decades. They may make their return to dating with children and in-laws in tow. They are confused by the new rules and unclear on the expectations but convinced that they are capable of loving again. This book, written by a widow and a co-author who dated a widower, details just how powerful, sometimes daunting, and exhilarating the journey to new love can be. It also unveils the extraordinary ways that widows are reshaping the romance landscape: by tossing traditional marriage vows by the roadside, by skipping marriage entirely, or even by committing to a new partner but living apart. This isn’t your grandmother’s widowhood scene, not by a long shot. Finding Love After Loss examines the crazy, sad, and even zany contributions that people left behind by the death of a partner bring to new relationships. At the same time, it reveals both the amazing resilience of women who have lived through great loss and the irresistible pull of human connection.




I'm Grieving As Fast As I Can


Book Description

I'm Grieving As Fast as I Can (Second Edition) is a guide for young widows and widowers through the normal grieving process that highlights the challenging circumstances of an untimely death. This updated version of the popular book considers the impact of 21st century "killers" such as COVID-19 and wars in Iran and Afghanistan, among other causes. Young widows and widowers share thoughts and dilemmas about losing a loved one, what to tell young children experiencing a parent's death, returning to work and dealing with in-laws. From anger to guilt to suicidal feelings and desires for sex, the book explores the deep feelings of someone who has experienced the profound loss of a partner. The author also gently guides the reader toward hope and options. Linda Sones Feinberg, M.S.W., founded the first nonprofit statewide organization for young widowed people in Massachusetts in 1983. Linda is now retired from her private practice and continues working as a writer and artist. She resides in Raleigh, North Carolina.







Understanding SSI (Supplemental Security Income)


Book Description

This publication informs advocates & others in interested agencies & organizations about supplemental security income (SSI) eligibility requirements & processes. It will assist you in helping people apply for, establish eligibility for, & continue to receive SSI benefits for as long as they remain eligible. This publication can also be used as a training manual & as a reference tool. Discusses those who are blind or disabled, living arrangements, overpayments, the appeals process, application process, eligibility requirements, SSI resources, documents you will need when you apply, work incentives, & much more.




Get What's Yours for Medicare


Book Description

A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.