Author : Mansel G. Blackford
Publisher : UNC Press Books
Page : 238 pages
File Size : 12,76 MB
Release : 2003
Category : History
ISBN : 9780807854532
From the colonial era to the present day, small businesses have been an integral part of American life. First published in 1991 and now thoroughly updated, this study explores the central but ever-changing role played by small enterprises in the nation's economic, political and cultural development.
Author : Karen G. Mills
Publisher : Springer
Page : 202 pages
File Size : 29,39 MB
Release : 2019-03-12
Category : Business & Economics
ISBN : 3030036200
Small businesses are the backbone of the U.S. economy. They are the biggest job creators and offer a path to the American Dream. But for many, it is difficult to get the capital they need to operate and succeed. In the Great Recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues. For years after the financial crisis, the outlook for many small businesses was bleak. But then a new dawn of financial technology, or “fintech,” emerged. Beginning in 2010, new fintech entrepreneurs recognized the gaps in the small business lending market and revolutionized the customer experience for small business owners. Instead of Xeroxing a pile of paperwork and waiting weeks for an answer, small businesses filled out applications online and heard back within hours, sometimes even minutes. Banks scrambled to catch up. Technology companies like Amazon, PayPal, and Square entered the market, and new possibilities for even more transformative products and services began to appear. In Fintech, Small Business & the American Dream, former U.S. Small Business Administrator and Senior Fellow at Harvard Business School, Karen G. Mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. This is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don’t know how much money or what kind of loan they need. New streams of data have the power to illuminate the opaque nature of a small business’s finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders. Mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the American Dream. An ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, Fintech, Small Business & the American Dream is relevant to bankers, fintech investors, and regulators; in fact, to anyone who is interested in the future of small business in America.
Author : Carol Roth
Publisher : HarperCollins
Page : 377 pages
File Size : 41,18 MB
Release : 2021-06-29
Category : Political Science
ISBN : 0063081423
For years, government bureaucrats have been looking for ways to destroy small businesses. With coronavirus, they finally had their chance. In 2020, the American economy suffered the biggest financial collapse in history. But while Main Street suffered like never before, the stock market continued to reach new highs. How could this be?The answer is that government had slapped oppressive restrictions on small businesses while propping up Wall Street and engineering a historic consolidation of power and wealth. This isn’t a new problem. During the last financial crisis, Washington bailed out large banks, saying they were “too big to fail.” When the federal government finally pushed out the CARES Act in 2020, it clearly favored the wealthy and well-connected, showing that small businesses were too small to matter. People across the political spectrum constantly complain about the tyranny of big business, and they’re not wrong. However, too many think government is the solution. In reality, government is the problem. In The War on Small Business, entrepreneur Carol Roth unveils the many abuses of power inflicted on small businesses during the COVID-19 pandemic. Small business owners were thrown in jail for trying to make a living. Individual rights were discarded. Big government did what it does best—intentionally protect the rich and powerful. This is the most underreported story coming out of the pandemic. The government chose winners and losers, who would thrive and who would fight to survive, based on not data or science, but based on clout and connections. This enabled the government, with the aid of the Federal Reserve, to oversee the largest wealth transfer in history from Main Street to Wall Street. The issues started long ago and continue today with a highly tilted playing field that favors those “in the club” to the detriment of the average Americans. This book is about the Davids vs. the Goliaths and the decentralization that can help the small, independent businesses and individuals participate in wealth creation. If Americans don’t wake up and stop it, politicians will continue to produce policies that intensify their war on small business and individuals and all that stands in the way of centralized power and control.
Author : Bo Burlingham
Publisher : Penguin
Page : 305 pages
File Size : 29,80 MB
Release : 2016-10-11
Category : Business & Economics
ISBN : 1101992336
How maverick companies have passed up the growth treadmill — and focused on greatness instead. It’s an axiom of business that great companies grow their revenues and profits year after year. Yet quietly, under the radar, a small number of companies have rejected the pressure of endless growth to focus on more satisfying business goals. Goals like being great at what they do, creating a great place to work, providing great customer service, making great contributions to their communities, and finding great ways to lead their lives. In Small Giants, veteran journalist Bo Burlingham takes us deep inside fourteen remarkable companies that have chosen to march to their own drummer. They include Anchor Brewing, the original microbrewer; CitiStorage Inc., the premier independent records-storage business; Clif Bar & Co., maker of organic energy bars and other nutrition foods; Righteous Babe Records, the record company founded by singer-songwriter Ani DiFranco; Union Square Hospitality Group, the company of restaurateur Danny Meyer; and Zingerman’s Community of Businesses, including the world-famous Zingerman’s Deli of Ann Arbor. Burlingham shows how the leaders of these small giants recognized the full range of choices they had about the type of company they could create. And he shows how we can all benefit by questioning the usual definitions of business success. In his new afterward, Burlingham reflects on the similarities and learning lessons from the small giants he covers in the book.
Author : Barry J. Moltz
Publisher : Que Publishing
Page : 224 pages
File Size : 21,32 MB
Release : 2012
Category : Business & Economics
ISBN : 0789749203
Teaches large businesses to use word-of-mouth and reputation-building to gain a loyal customer base in the way small businesses do.
Author : Courtney Lewis
Publisher : UNC Press Books
Page : 309 pages
File Size : 44,7 MB
Release : 2019-04-10
Category : Social Science
ISBN : 1469648601
By 2009, reverberations of economic crisis spread from the United States around the globe. As corporations across the United States folded, however, small businesses on the Qualla Boundary of the Eastern Band of Cherokee Indians (EBCI) continued to thrive. In this rich ethnographic study, Courtney Lewis reveals the critical roles small businesses such as these play for Indigenous nations. The EBCI has an especially long history of incorporated, citizen-owned businesses located on their lands. When many people think of Indigenous-owned businesses, they stop with prominent casino gaming operations or natural-resource intensive enterprises. But on the Qualla Boundary today, Indigenous entrepreneurship and economic independence extends to art galleries, restaurants, a bookstore, a funeral parlor, and more. Lewis's fieldwork followed these businesses through the Great Recession and against the backdrop of a rapidly expanding EBCI-owned casino. Lewis's keen observations reveal how Eastern Band small business owners have contributed to an economic sovereignty that empowers and sustains their nation both culturally and politically.
Author : Melvin Delgado
Publisher : Columbia University Press
Page : 297 pages
File Size : 11,53 MB
Release : 2011-10-04
Category : Social Science
ISBN : 0231521782
Latino small businesses provide social, economic, and cultural comfort to their communities. They are also excellent facilitators of community capacity—a major component of effective social work practice. Social work practitioners have a vested interest in seeing such businesses grow, not only among Latinos but all communities of color. Reviewing the latest research on formal and informal economies within urban communities of color, Melvin Delgado lays out the demographic foundations for a richer collaboration between theory and practice. Delgado deploys numerous case studies to cement the link between indigenous small businesses and community well-being. Whether regulated or unregulated, these establishments hire from within and promote immigrant self-employment. Latino small businesses often provide jobs for those whose criminal and mental health backgrounds intimidate conventional businesses. Recently estimated to be the largest group of color running small businesses in the United States, Latino owners top two million, with the number expected to double within the next few years. Joining an understanding of these institutions with the kind of practice that enables their social and economic improvement, Delgado explains how to identify and mobilize the kinds of resources that best spur their development.
Author : Jean L. Batman
Publisher : American Bar Association
Page : 0 pages
File Size : 26,30 MB
Release : 2011
Category : Business planning
ISBN : 9781614380771
Advising the Small Business, Second Edition is a guide for general practitioners, small firm attorneys, and lawyers engaged in providing legal counsel to small, privately-held businesses. It provides extensive guidance on a number of issues that small businesses commonly face, as well as sample documents, checklists, and resources for obtaining additional forms and information.
Author : Mansel G. Blackford
Publisher : Twayne Pub
Page : 176 pages
File Size : 12,3 MB
Release : 1991
Category : Business & Economics
ISBN : 9780805798258
Author : Steve Chandler
Publisher : Author's Choice Publishing
Page : 160 pages
File Size : 33,52 MB
Release : 2010
Category : Fiction
ISBN : 9781931741736
This riveting story about heartbreak and prosperity holds plenty of drama and suspense. Frank Mills and his daughter Jennifer are deeply in debt and struggling to make ends meet when a robbery occurs at their little restaurant in the sleepy town of Royal Oak, Michigan. Fortunately a bright young millionaire named Jonathan Berkley is available to advise them. Jonathan shows them time and again that he is a powerful coach who knows how to empower people in business and give them the faith and strength they need to make it on their own. Frank and Jennifer's restaurant goes from being the cause of suicidal depression to a surprising success, using some of the same secrets revealed in Chandler and Beckford's bestselling non-fiction book: 9 Lies That Are Holding Your Business Back. Chandler and Beckford draw on their experience in business consulting and the arts to craft an entertaining, enlightening, and informative business-related novel. Readers will gain insights and discover simple truths about how to be successful in business, and in all areas of life.
