Your Money and Your Life


Book Description

'Your Money and Your Life' teaches you the important life skills, and money management know-how, they don't teach in school. It contains all the things I wish I'd known when I left my secondary education, together with highly effective money-saving tips and ideas. I've written this book to get you thinking about the life you have and how to get the life you want. It will challenge your thinking and - if you are brave enough - help you get out of your comfort zone! Reading is one thing but doing is quite another. If you don't push yourself, nobody else is going to do it for you. Psychology plays a big part in how you manage your life and finances. Unfortunately, irrationality often trumps logic. In this book, I'll help you to identify your financial 'blind spots'. Whether you are completing your education, in the middle of your working life or looking forward to your retirement, this book will show you how to break through your 'glass ceiling', maximise your opportunities and make better decisions around your money and your life. In clear, unvarnished terms, I'll show you how to get ahead in life, be much savvier with your money and become a successful investor. "If you always do what you've always done, you'll always get what you've always got." - Henry Ford 'The diminutive chains of habit are seldom heavy enough to be felt, till they are too strong to be broken.' - Dr. Samuel Johnson




Strong Towns


Book Description

A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.







The Complete Idiot's Guide to Getting Out of Debt


Book Description

Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. • Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources • Author a Certified Financial Planner • Covers every kind of debt, mortgages to credit cards to student loans • National credit card debt is growing exponentially




MONEY Master the Game


Book Description

"Bibliography found online at tonyrobbins.com/masterthegame"--Page [643].




Savings Fitness


Book Description

Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.




How To Make Money In The Stock Market With Minimal Risk And High Returns: A Complete Step By Step Guide To A Long Term Investing Approach That Beats T


Book Description

This book will teach you how to invest in the stock market so that you don't lose money and achieve a better return than the S&P 500. I take you through the process step by step and teach you everything you need to know to be a successful investor. This style of investing has never been taught before. You will learn: Why it is so important to become an investor The dangers of other people's opinions What you are getting from your current funds Which companies to invest in When to buy How to set up your portfolio When to sell Tax implications How to get the data you need Why other investments don't work If you are currently invested in a mutual fund, hedge fund, 401(k) or IRA, you need to read this book. What fees are you currently paying? What are your returns? They are much worse than you think. 96% of mutual fund and hedge fund managers can't beat the S&P 500 over any sustained period of time. I have achieved a 13.54% average annual return since the beginning of 2010, compared with the S&P 500 at 9.91% during the same time period by investing in stocks that are in the Mid Cap, Large Cap and Mega Cap lists on the NYSE. I will teach you exactly how to achieve similar results. I also back tested my results to 1980, achieving a 11.75% average annual return using stocks in the S&P 500. This investment approach works under all market conditions, even during the market crashes of 1987, 2000 and 2008. I will teach you how to protect your money during market crashes and how to make a substantial profit when everyone else is losing everything. Investing isn't hard, but the industry has been set up to make it seem difficult. I will show you where you are being mis-led and how to start making much better returns than you are currently getting, while considerably minimizing your risk.




Get Rich with Dividends


Book Description

2016 Book of the Year award winner by the Institute for Financial Literacy "Set it and forget it" investing, with less risk and higher returns Get Rich with Dividends is the bestselling dividend-investing book that shows investors how to achieve double-digit returns using a time-tested conservative strategy. Written by a nineteen-year veteran of the equity markets, this invaluable guide shows you how to set up your investments for minimal maintenance and higher returns, so you can accumulate wealth while you focus on the things that matter. Using the author's proprietary 10-11-12 system, you'll learn how to generate the income you need on a quarterly or even monthly basis. You'll discover the keys to identifying stocks that will return twelve percent or more every year, and how to structure your investments for greater security and financial well being. This method is so easy to use, you'll want to teach it to your children early to set them up for financial independence and help them avoid the problems that plagued many investors over the past decade. Dividends are responsible for 44 percent of the S&P 500's returns over the last eighty years. They represent an excellent opportunity today, especially for investors who have been burned in recent meltdowns and are desperate for sensible and less risky ways to make their money grow. This book describes a framework that allows investors to reap higher returns with a low-to-no maintenance plan. Set up an investment system that requires little to no maintenance Achieve double-digit average annualized returns over the long term Focus on other things while your money works for you Increase returns even with below-average growth in share price Market risk is high and interest rates are low, making it a perfect time to get started on a more sensible wealth generation strategy. With expert guidance toward finding and investing in these unique but conservative and proven stocks, Get Rich with Dividends is the only book on dividend investing you'll ever need.







Why Startups Fail


Book Description

If you want your startup to succeed, you need to understand why startups fail. “Whether you’re a first-time founder or looking to bring innovation into a corporate environment, Why Startups Fail is essential reading.”—Eric Ries, founder and CEO, LTSE, and New York Times bestselling author of The Lean Startup and The Startup Way Why do startups fail? That question caught Harvard Business School professor Tom Eisenmann by surprise when he realized he couldn’t answer it. So he launched a multiyear research project to find out. In Why Startups Fail, Eisenmann reveals his findings: six distinct patterns that account for the vast majority of startup failures. • Bad Bedfellows. Startup success is thought to rest largely on the founder’s talents and instincts. But the wrong team, investors, or partners can sink a venture just as quickly. • False Starts. In following the oft-cited advice to “fail fast” and to “launch before you’re ready,” founders risk wasting time and capital on the wrong solutions. • False Promises. Success with early adopters can be misleading and give founders unwarranted confidence to expand. • Speed Traps. Despite the pressure to “get big fast,” hypergrowth can spell disaster for even the most promising ventures. • Help Wanted. Rapidly scaling startups need lots of capital and talent, but they can make mistakes that leave them suddenly in short supply of both. • Cascading Miracles. Silicon Valley exhorts entrepreneurs to dream big. But the bigger the vision, the more things that can go wrong. Drawing on fascinating stories of ventures that failed to fulfill their early promise—from a home-furnishings retailer to a concierge dog-walking service, from a dating app to the inventor of a sophisticated social robot, from a fashion brand to a startup deploying a vast network of charging stations for electric vehicles—Eisenmann offers frameworks for detecting when a venture is vulnerable to these patterns, along with a wealth of strategies and tactics for avoiding them. A must-read for founders at any stage of their entrepreneurial journey, Why Startups Fail is not merely a guide to preventing failure but also a roadmap charting the path to startup success.